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Bank Interest in ABS Continues to Wane

February 23, 2018
John Bancroft
The bank share of ABS outstanding declined to 15.2 percent at Dec. 31…
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Court Ruling Restores Legal Status of Affiliated-Business Structures

February 23, 2018
Yemeng Yang
In direct rebuke to Richard Cordray’s interpretation, the court held that a reasonable payment is bona fide regardless of whether a referral was also involved in the transaction.
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Thanks to Janet Yellen, Wells Fargo May Finally Reenter the Non-Agency Market

February 23, 2018
Brandon Ivey
Wells Fargo is sitting on $287.5 billion of jumbo whole loans…
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What We’re Hearing: An ‘Administrative’ Solution for the GSEs More Likely? / Pac-Men? / Craig Phillips, a Candidate for the FHFA Job? / Nonbank for Sale? / And the Gold Medal for Financial Engineering Goes to Altisource Portfolio Solutions / What Just Hap

February 23, 2018
Paul Muolo
Others might contend that ASPS CEO William Shepro really earned his $2.5 million compensation package this time around…
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PIMCO Points to the Benefits of Having the GSEs in Conservatorship

February 22, 2018
Carisa Chappell
PIMCO also believes government MBS loan limits should be based on borrower income, not housing prices…
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Refi Bump Helped Boost Retail Share in Late 2017, Correspondent Suffered

February 22, 2018
John Bancroft
Wells Fargo was the top retail and correspondent lender in 2017 while United Wholesale Mortgage took home the gold in the wholesale/broker category…
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Citi Plans to Integrate its Mortgage Division into Retail Banking

February 22, 2018
Paul Muolo
Over the past year, Citi’s MSR portfolio has shrunk by a stunning 42.1 percent…
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FHFA Establishes ‘Minimum’ Return on Equity Goals for Fannie and Freddie, Sparking New Speculation

February 22, 2018
John Bancroft and Paul Muolo
According to their financial disclosures and company officials, both GSEs saw a sharp decline in the average guarantee fee they charged on new MBS issued during the fourth quarter…
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FTHB Market Strongest Since 2006, Supply Headwinds Remain

February 22, 2018
Carisa Chappell
A lack of affordable homes to buy could stifle the first-time home buyer market, Genworth believes…
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Burned by Borrower Fraud, Santander Sells Its Warehouse Business to Flagstar

February 22, 2018
Flagstar Bancorp agreed Tuesday to buy the mortgage warehouse loan portfolio from Santander Bank. The deal will make Flagstar the fourth largest warehouse loan provider by commitments.
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Latest Imf News

  • CFPB Receives Conflicting Feedback on HMDA Requirements

  • Appeals Court Rules in Favor of Lender in Attorney's Fees Dispute

  • Non-Agency MBS Issuers Bring Somewhat Larger Deals

  • MISMO Housing Counseling Dataset Aims to Improve Services

More Imf News

Featured Data

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

  • Production vs Servicing Results Mixed in 4Q25

  • Correspondents Retreat in 4Q as Brokers Forge Ahead

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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