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What We’re Hearing: The (Mortgage) IPO Dream / Uber and Lyft May Never Earn a Dime / GSE Legislation During the Lame Duck Session? / Cashing out of Fannie and Freddie / The New Wells CEO: No Mortgage Experience

September 27, 2019
Paul Muolo

One of the biggest speculative bets ever made in mortgage stocks is going on right now: Fannie and Freddie...


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HMDA: Mixed Trends in Denial Rates for Jumbos

September 27, 2019
Brandon Ivey

Quicken Loans denied 29.6% of applications for jumbo purchase-mortgages in 2018 and denied nearly half of the jumbo refi applications it received.


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FHFA Chief Calabria Keeps a Close Watch on G-Fees, More

September 27, 2019
Paul Muolo

In late 2018, the FHFA published a report on g-fees paid from 2013 to 2017, stratifying it by five different lender cohorts…


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Caliber Stocks MBS with Non-QM Jumbos for Affluent Borrowers

September 27, 2019
Brandon Ivey

Caliber’s Elite Access program is aimed at borrowers who could not qualify for a jumbo mortgage at a bank.


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Plenty of Investors Saddle Up to the MBS Bar as the Fed Cuts Back

September 27, 2019
John Bancroft

Recent Treasury Department figures show foreign holdings of agency MBS grew by $42.9 billion from March to June…

 


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Short Takes: Judging GSE Pilot Programs / Freddie Mum on the Exact Size / Warehousers Have Entered the Sector / Significant Changes at FHA Unlikely / Pointillist?

September 26, 2019
Paul Muolo

Freddie Mac declined to say how much credit it had extended under the pilot, though a spokesman said it was under $1 billion. 


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Reverse Mortgages Under the CFPB Spotlight Due to APR Issues

September 26, 2019
Yemeng Yang

The new CFPB report covers findings from examinations completed between December 2018 and March 2019. 


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Rising Real Estate Values Boost Home Equity: CoreLogic

September 26, 2019
Yemeng Yang

Rising real estate values translate into more home equity for consumers, but that doesn’t mean they will tap it…


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Servicing Tied to MBS Up in 2Q19. Bank Portfolios Grow

September 26, 2019
John Bancroft

Combined, Fannie Mae, Freddie Mac and Ginnie Mae accounted for 63.0% of total home mortgage debt outstanding at the end of June.


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Short Takes: Another Record Quarter for Angel Oak / Former PrimeLending Official Joins AO / The CFPB Staffs Up / If the QM Exemption Goes Away / New Hires for loanDepot, M&M

September 25, 2019
Paul Muolo

If the QM "patch" disappears as scheduled in early 2021, some lenders might see originations plummet. At least, that's the fear...


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Latest Imf News

  • Bulk Agency MSR Sales Slow Down After 4Q Mergers

  • Agency MBS Investor Dynex Swings to Loss in First Quarter

  • FHLBanks Push for Regulatory Reforms

  • Homeownership Feels Out of Reach for Many Military Homebuyers

More Imf News

Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

  • GSE Lenders Stretch Credit Envelope in First Quarter

  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • IMF Mortgage Directory: Full interactive database

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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