FHA-Only Ginnie Pools Considered for VA Refi Issue October 3, 2025 Emmeline Willey FHA and VA mortgages tend to have sharply different prepayment rates but they're put together in Ginnie MBS, potentially penalizing FHA borrowers.Read More
FHFA Withdraws 3 Biden-Era Proposed Rules October 3, 2025 Brandon Ivey One proposal targeted liquidity requirements for the GSEs and the other two proposals involved the Federal Home Loan Banks.Read More
Short Takes: Pulte’s Role in FICO’s Shift / New RTL Securitization Issuer / UWM Paying Close to $115 Million for Arena Naming Rights October 3, 2025 Brandon Ivey FHFA Director Bill Pulte said credit bureaus and VantageScore should follow FICO and take creative and constructive actions.Read More
Mixed Trends in Securitization Rate for Residential Mortgages October 2, 2025 Brandon Ivey Some lenders are consistently avoiding delivering certain GSE-eligible mortgages to Fannie Mae or Freddie Mac.Read More
FHA, GSEs Stress Options for Furloughed Borrowers October 2, 2025 Brandon Ivey FHA and the GSEs stressed lending and servicing options for individuals facing an employment furlough.Read More
Supreme Court Allows Cook to Remain at Fed Pending Arguments October 2, 2025 Brandon Ivey The Supreme Court’s brief order stated that it plans oral arguments on the matter in January.Read More
Annaly Buying MSRs From Pennymac With Subservicing Agreement October 2, 2025 Brandon Ivey Pennymac will subservice the MSRs for Annaly.Read More
Short Takes: FICO Offers Bypass of Credit Bureaus / Corporate Rating Upgrade for CrossCountry / Bank Rebrands With CMG / CMBA Leader to Retire October 2, 2025 Brandon Ivey FICO said its new credit score acquisition option could save lenders up to 50% on certain costs for credit scores.Read More
Lending and Servicing Earnings Improve in Second Quarter October 1, 2025 John Bancroft Publicly-traded mortgage companies saw increases in earnings from both lending and servicing during the second quarter of 2025.Read More
Government Shutdown to Impact Mortgage Lending October 1, 2025 Emmeline Willey Some lending operations will continue as usual, though authority to write new policies under the NFIP expired.Read More
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