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Guild Stays Profitable in 3Q

November 9, 2023
James Dohnert

A gain-on-sale increase helped Guild boost its earning compared to the second quarter.


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Channel Shift Helped Expand Credit Box for FHA Loans

November 9, 2023
Brandon Ivey
The average credit scores for new originations of FHA mortgages declined somewhat after BofA and JPMorgan Chase ceased correspondent aggregation in the market.
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GSE Mortgage Holdings Decline in 3Q

November 9, 2023
Dennis Hollier
Fannie Mae's portfolio has only been smaller once since the financial crisis.
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Short Takes: NAR Launches Flood Disclosure Tracker / TransUnion: Mortgage Balances Up / Realtor.com Aims to Educate Veterans / All-Cash Purchases on the Rise

November 9, 2023
James Dohnert
NAR says a FEMA proposal to mandate a flood disclosure form is unnecessary and would overly burden states. 
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FHFA Plans Changes for FHLBank System

November 8, 2023
Dennis Hollier
One key element of the review addresses the FHLBanks’ role in the string of regional bank failures last spring.
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Large Nonbanks, Smaller Lenders Driving Jumbo MBS

November 8, 2023
James Dohnert
United Wholesale Mortgage remained the top originator of loans in prime non-agency MBS in the third quarter.
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Earnings Improve at UWM, Aided by MSRs

November 8, 2023
Paul Muolo
UWM transferred $14.7 billion of servicing rights in the third quarter.
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loanDepot Working to Cut More Costs Amid Losses

November 8, 2023
Paul Muolo
The nonbank is working on another round of cost-cutting measures.
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Short Takes: Nonbanks Not in FHFA’s Plans for FHLBanks / Applications Tick Up / New MBS From Verus / Pretium Wins Fannie NPL Auction

November 8, 2023
Brandon Ivey
FHFA left it up to Congress to decide whether nonbanks should be provided access to Federal Home Loan Bank advances.
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Ginnie MBS Issuance Declines in October

November 7, 2023
Brandon Ivey
Both FHA and VA volume in Ginnie MBS issuance declined on a monthly basis in October.
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Latest Imf News

  • Non-Agency MBS Issuance Picks Up in 1Q

  • Unison Hit With Class Action for HEIs in Colorado

  • Loss-Mitigation Changes Blamed for Rise in FHA DQs

  • Parents Playing Growing Role in Helping Children Afford Homes

More Imf News

Featured Data

  • ARM Production Bounces Back in Fourth Quarter

  • Home Equity Loan Originations Decline in Fourth Quarter

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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