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Short Takes: CFPB and DOJ on Immigration Status / New HEI Securitization / Home Prices Up in Third Quarter

October 13, 2023
Brandon Ivey and James Dohnert
The CFPB and DOJ issued a statement on denials of credit based on an applicant's immigration status.
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Ginnie Issuance Increases Slightly in Third Quarter

October 12, 2023
Monica Hogan
Both the FHA and VA programs saw increases, but the bulk of the growth in Ginnie issuance in the third quarter came from FHA loans.
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Mortgage Lock-In Easing Among Home Sellers

October 12, 2023
Brandon Ivey
Listing inventory improved in September though home prices fell.
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GSE Shareholders Face Uphill Battles in Court

October 12, 2023
Dennis Hollier
GSE shareholders still face challenges in recouping the losses they sustained as a result of the conservatorship and the net worth sweep.
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A&D, Redwood Go Bigger With Latest Non-Agency MBS

October 12, 2023
Brandon Ivey
The latest non-agency MBS from A&D Mortgage and Redwood Trust are larger than the previous issuance by the firms.
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Short Takes: Ginnie Loosens RPL Standards / Foreclosure Filings Rise / New Correspondent Lender / Fitch Upgrades Assessment of New American Funding

October 12, 2023
Brandon Ivey
Ginnie is offering flexibility for pooling reperforming loans in MBS.
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CFPB Sues Freedom for HMDA Reporting Issues

October 11, 2023
Brandon Ivey
The CFPB alleges that Freedom didn't sufficiently address HMDA reporting issues following a 2019 consent order.
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NPL Sales by GSEs Drop in 2022

October 11, 2023
Dennis Hollier
NPL sales by the GSEs declined by 66% on an annual basis in 2022.
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Top-20 Servicer a Potential M&A Target

October 11, 2023
Paul Muolo
“When the yield on the 10-year [Treasury] goes up more than 50 basis points in less than a month, something is going to get broken,” one consultant noted.
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FHA Facing Hurdles (Congress) to Improving Tech

October 11, 2023
Monica Hogan
FHA Commissioner Julia Gordon said creating the infrastructure FHA wants from a technology perspective or a contracting perspective is difficult in the current environment.
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Latest Imf News

  • Mortgage-Related Complaints to CFPB Increase in Fourth Quarter

  • Income Increases at AGNC in Fourth Quarter

  • Credit Reporting Industry Supports Tri-Merge

  • GSE-Eligible Loans Flowing Into Non-Agency MBS

More Imf News

Featured Data

  • Rocket/Mr. Cooper Top UWM With GSE Deliveries

  • Lenders Shift GSE Business to Higher Quality in Fourth Quarter

  • Agency Refi Business With MI Spikes in Fourth Quarter

  • RMBS Issuance Ends Banner Year With Modest Decline

More Featured Data

Featured Reports

  • Top Mortgage Players: 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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