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CSBS Plans to Move Forward With NMLS Fee Hike

October 10, 2024
Shannon Clark
“Without an increase in NMLS processing fees, CSBS staff projected losses of nearly $133 million over the next decade,” CSBS said in a report in response to feedback received on the proposal.
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Trended Credit Data Offers New Insights on MBS Performance

October 10, 2024
Monica Hogan
Andrew Davidson & Co. used data on credit use, balance and payment across time and multiple loan types to garner a comprehensive view of consumer financial behavior.
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Short Takes: Projecting Impact of Hurricane Milton / Pending Home Sales Tick Up / Discount on Non-Agency Refis / Distillery Acquires Mortgage Tech Provider

October 10, 2024
Brandon Ivey
Damage costs from Hurricane Milton could affect insurance underwriting margins and earnings.
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GSE Business Increases in Third Quarter

October 9, 2024
Dennis Hollier
Five of the top 10 GSE sellers increased their volume by at least 20.0% in the third quarter.
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Loan Limit Head Start Could Come With Complications

October 9, 2024
Brandon Ivey
Loans made with balances above the 2025 loan limits won’t be eligible for delivery to the GSEs’ standard programs.
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Rare Non-Agency MBS With Loans for Manufactured Homes

October 9, 2024
Brandon Ivey
Loans in the MBS were originated by Southwest Stage Funding via its Cascade Financial Services unit.
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Slow Runoff for Fed’s Agency MBS Holdings

October 9, 2024
Dennis Hollier
Since the Fed started its current asset reduction period in 2022, it has allowed an average of about $18 billion a month of agency MBS to run off.
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Short Takes: Application Trends Split / Arvest Bank’s Servicer Rating Downgraded / HEL Securitizations / MBS From Angel Oak

October 9, 2024
Brandon Ivey
Demand for refis declined last week while applications for purchase mortgages held steady.
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Residential Mortgages Lift Issuance of MBS & ABS

October 8, 2024
John Bancroft
Residential MBS production was up 11.9% from the second quarter, hitting $341.43 billion, a two-year high.
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Trade Groups, NCLC Support FCC Proposal on Spoof Calls/Texts

October 8, 2024
Brandon Ivey
In early September, the FCC released a draft report and order that would establish new safeguards against spoof calls and texts.
Read More
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Latest Imf News

  • Non-Agency MBS Issuance Hits Post-Crisis High in 1Q

  • ECOA Final Rule From CFPB Unchanged Following Proposal

  • AGNC Takes Loss in First Quarter With Agency MBS Volatility

  • NTEU Opposes Rushed Review of CFPB Layoff Plan

More Imf News

Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

  • GSE Lenders Stretch Credit Envelope in First Quarter

  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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