Short Takes: Goldman Securitizing HELOCs From UWM / Housing Starts Decline / Elevated Inventory / Buyers’ Market July 21, 2025 Brandon Ivey Goldman has issued two other HELOC securitizations since May 2024, leaning on loans from United Wholesale Mortgage.Read More
Consumers Allege loanDepot Pushed Employees to Write Higher-Interest Loans July 18, 2025 Emmeline Willey Consumers are suing loanDepot over allegations it used illegal compensation structures to encourage LOs to push higher interest-rate loans.Read More
Agency Jumbos Ricochet in 2Q July 18, 2025 Abby Zimmardi Conforming-jumbo loan issuance spiked in the second quarter after a weak start to the year.Read More
Republicans Target Dodd-Frank Reforms July 18, 2025 Shannon Clark Republicans are looking to loosen the Consumer Financial Protection Bureau's regulatory grip.Read More
Trepidation Surrounds Uncertain Nature of Conservatorship End July 18, 2025 Dennis Hollier Mortgage market stakeholders are uncertain how an end to the conservatorships of Fannie Mae and Freddie Mac would play out.Read More
Short Takes: PNC Posts Decline in 2Q Servicing / VA Partial Claims Still Pending / Ginnie Adds $22 Billion to Portfolio / Listing Price Growth Slowing July 18, 2025 Emmeline Willey A servicing decline led to 4% less mortgage-related revenue for PNC.Read More
Clash of the Credit Scores July 17, 2025 Emmeline Willey Competition heats up between VantageScore and the Fair Isaac Corporation.Read More
Ginnie Growth Outpaces GSEs in 2Q July 17, 2025 John Bancroft Ginnie grew its outstanding single-family mortgage-backed securities faster than Fannie Mae and Freddie Mac, keeping up with a years-long trend.Read More
Insurance ABS Ride Out Economic Uncertainty July 17, 2025 Shannon Clark Insurance-related asset-backed securities are showing stable performance amid broader economic uncertainty, according to Morningstar analysts.Read More
Non-Agency Players Have Q’s on Crypto July 17, 2025 Abby Zimmardi Lenders of nonconforming loans say there’s still a lot up in the air with FHFA's push to consider a borrower's crypto holdings in the mortgage application process.Read More