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GSE Conforming Jumbo Business in 2025 Falls Flat

October 9, 2025
Abby Zimmardi
Conforming jumbo mortgage volume is falling below levels seen in 2024.
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Fannie Tweaks Rental Income Rules

October 9, 2025
Dennis Hollier
Policy changes at the mortgage giant should make it easier for borrowers to purchase properties with ADUs.
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SEC Seeking Comments on MBS, ABS Disclosures

October 9, 2025
Abby Zimmardi
The Securities and Exchange Commission wants to know whether there are regulatory impediments contributing to the lack of public non-agency MBS offerings.
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Rep. Waters Urges Financial Trade Groups to Help Consumers Amid Shutdown

October 9, 2025
Abby Zimmardi
Rep. Maxine Waters, D-CA, chair of the House Financial Services Committee, asked financial institutions to make sure that shutdown-related arrangements don't end up harming consumers' credit reports, among other requests.
Read More

Short Takes: Foreclosure Activity Increases / Downpayment Assistance Program in California / Homeowners Remain Pessimistic About Housing Market / Pending Home Sales Drop

October 9, 2025
Abby Zimmardi
Foreclosure activity jumped 17% in the third quarter compared to 2024.
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Single-Family MBS Issuance Lags Other Sectors in 3Q

October 8, 2025
John Bancroft
Issuance of commercial MBS and non-mortgage ABS increased at a faster pace during the third quarter than issuance of residential MBS.
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Equifax Offers Free VantageScore 4.0 for FICO Users

October 8, 2025
Brandon Ivey
Equifax is taking actions to increase adoption of VantageScore 4.0.
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Kashkari Cautions Mortgage Rates Might Not Follow Fed

October 8, 2025
Brandon Ivey
Kashkari cited data centers as an investment that appears to be offering stronger returns to investors rather than building homes or apartment buildings.
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Spike in Non-QM Delinquencies in August Pinned on Sunday

October 8, 2025
Abby Zimmardi
dv01 said caution is warranted in interpreting the rise in the impairment rate as August ended on a Sunday.
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Short Takes: McKernan Confirmed at Treasury / Shuffle Involving GSE Board Member / Home Prices Decline Again

October 8, 2025
Brandon Ivey
McKernan is expected to play a major role in efforts to reform the government-sponsored enterprises.
Read More
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Latest Imf News

  • Jumbo Mortgages Gain Originations Share in Second Quarter

  • Senate Committee Advances Johnson’s CFPB Director Nomination

  • MBS Investors, Lenders Ponder GSE Score Disclosures

  • Verus Expanding Into Prime Non-Agency MBS Issuance

More Imf News

Featured Data

  • Banks’ Mortgage Income Down in First Half

  • Mortgage Repurchases by Banks Increase in 2Q

  • Big Bank Borrowing Boosts FHLBank Profits in 2Q

  • Homebuying Boosts Agency MBS Issuance in August

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2025

  • Agency Channel Analysis: 2Q26 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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