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Home Equity Declines in 3Q

December 15, 2025
James Dohnert
The number of homeowners with negative equity increased in the third quarter, according to a new report by Cotality.
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Short Takes: Former Fannie CEO Joins Fifth Third Board / Compass Projects Home Sales Boost / Home Flipping ROI Falls in 3Q / New VP of Wholesale Production at ARDRI

December 15, 2025
James Dohnert
Priscilla Almodovar to join Fifth Third board of directors.
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Agency Jumbo Volume Holds Steady in Third Quarter

December 12, 2025
Brandon Ivey
High-balance loans accounted for 4.4% of total agency MBS issuance in the third quarter.
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Housing Bill With Bipartisan Support Introduced in House

December 12, 2025
Brandon Ivey
The Housing for the 21st Century Act includes a number of provisions that overlap with the ROAD to Housing Act in the Senate.
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Fannie Mae’s MBS Holdings Increase Again in November

December 12, 2025
Dennis Hollier
Fannie’s MBS holdings spiked to $54.65 billion as of the end of the month.
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Trump Admin Reorients FSOC to Growth and De-Regulation

December 12, 2025
Brandon Ivey
“The council is working with member agencies to consider where aspects of the U.S. financial regulatory framework impose undue burdens and where they harm economic growth, thereby undermining financial stability,” Scott Bessent, secretary of the Treasury Department, said of the Financial Stability Oversight Council.
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Short Takes: Bondi Says DOJ Isn’t Investigating FHFA Director Pulte / Fitch Affirms Ratings on Large Nonbanks / New Compliance Dataset From MISMO / FoA Receives Boost From Blue Owl

December 12, 2025
Brandon Ivey
“There is no investigation into Bill Pulte,” wrote Pam Bondi, U.S. attorney general.
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GSE Deliveries by Top Players Decline in November

December 11, 2025
Dennis Hollier
Among the 10 largest sellers, GSE volume increased on a monthly basis outside of the top three firms.
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Fed’s Rate Cut Not Expected to Help Mortgages Much

December 11, 2025
Brandon Ivey
Interest rates on mortgages are expected to remain in a narrow band in the next few years.
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GSEs Update Guidelines Tied to Fraud

December 11, 2025
Brandon Ivey
Fannie and Freddie issued separate updates aimed at identifying and preventing fraud in mortgage transactions.
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Latest Imf News

  • Mortgage Industry Braces for Higher-for-Longer Interest Rate Environment

  • Purchase Loans Lead Prime Non-Agency MBS Growth

  • Trump's EO Targets Small Programs

  • Expanded-Credit MBS Issuers Broaden Sourcing for Mortgages

More Imf News

Featured Data

  • Top Ginnie Servicers Increase Portfolios in Third Quarter

  • Major Lenders Pull Back on ECM MBS in 3Q

  • Resets Drive CLO/CDO Issuance Higher in 3Q

  • Originations Tumble 16% in Third Quarter

More Featured Data

Featured Reports

  • GSE Repurchase Activity: Cumulative Through Second Quarter 2026 (PDF Format)

  • Mortgage Profitability Report 2Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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