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Short Takes: Ginnie Updates Seasoning Requirements for RPLs / Redwood Goes Bigger With IPL MBS / Few Homebuyers

August 13, 2026
Brandon Ivey
Ginnie will allow trial payment periods to count toward the agency’s seasoning requirements.
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State AGs Sue OCC Over Interest-on-Escrow Preemption

August 12, 2026
Shannon Clark
The state attorneys generals argued two final rules exceed the limits Congress placed on the OCC's ability to preempt state consumer protection laws.
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Mortgage Earnings at Banks Increase Modestly in Second Quarter

August 12, 2026
Brandon Ivey
A group of 26 banks reported $1.27 billion in mortgage earnings for the second quarter, up 3.8% from the first quarter.
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Two Harbors Disputes UWM’s Allegations of Breach of Contract

August 12, 2026
Brandon Ivey
Two Harbors counters that UWM’s attempted acquisition of Two Harbors failed because UWM’s effort failed to win approval from Two Harbors’ shareholders.
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VA Allows Non-Judicial Foreclosure of Loans With Partial Claims

August 12, 2026
Emmeline Willey
Servicers will not need to use a judicial foreclosure process to terminate a loan backed by the Department of Veterans Affairs that has a partial claim interest, according a new VA policy.
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Short Takes: Applications Increase / Existing Home Sales Slightly Above 2025 Level / Locks for Mortgages / Wealthfront Enters California

August 12, 2026
Brandon Ivey
Demand for both purchase mortgages and refinances increased last week, helped by a slight decline in interest rates for mortgages.
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Agency MBS Issuance Down for Third Consecutive Month in July

August 11, 2026
John Bancroft
The refi share of agency MBS issuance slid to 24.1% in July after accounting for 45.1% in March.
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CrossCountry Upsizes Planned Debt Offering Tied to Two Harbors

August 11, 2026
Brandon Ivey
Proceeds from the debt offering will be used to repay a portion of the amounts outstanding under CCM’s mortgage servicing rights line of credit, which CCM drew on for its planned acquisition of Two Harbors.
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Consumer Advocates Oppose CRA Proposal From FDIC, OCC

August 11, 2026
Shannon Clark
Rise Economy successfully sued to stop the OCC’s 2020 CRA final rule from being implemented.
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TPG REIT to Focus on HELs Despite Cherry Hill Acquisition

August 11, 2026
Brandon Ivey
The REIT sees more relative value in home equity loans than in other asset classes.
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Latest Imf News

  • GSEs Set LLPAs for VantageScore

  • Mortgage Repurchases by Banks Increase in 2Q

  • Chase Marketing Large Jumbo MBS

  • Opendoor Moves Back Break-Even Date Amid Tough Market

More Imf News

Featured Data

  • All Products Gained in 2Q But Agency Market Lagged

  • Slowing Refis Drag on Ginnie Issuance in July

  • Chase Non-Agency RMBS Servicing Rebounds in 2Q

  • Fitch Retains Top Ranking in MBS & ABS Ratings in 2Q

More Featured Data

Featured Reports

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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