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MBA Seeks Credit Score Threshold for Tri-Merge at GSEs

December 16, 2025
Brandon Ivey
The MBA said FHFA should allow lenders to use a single credit report when delivering mortgages to the GSEs if the initial report shows that the borrower has a credit score of 700 or higher.
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REITs Add to Agency MBS Holdings in Third Quarter

December 16, 2025
John Bancroft
Holdings of MBS among REITs increased by 8.4% during the third quarter of 2025.
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Fannie Looks to Have Walked Back Net Worth Proposal

December 16, 2025
Dennis Hollier
Fannie recently considered strengthening its net worth requirements for large nonbank issuers.
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Mutual of Omaha to Issue Securitization With Proprietary Reverse Mortgages

December 16, 2025
Brandon Ivey
The lender has been originating non-agency reverse mortgages since 2018, and had been selling the loans to an unidentified third party through April 2025, according to Morningstar DBRS.
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Short Takes: Unemployment Rate Rises / Applications for New Home Purchases Increase / Homebuilders Ramp Up Incentives / Ellington Offers Large Expanded-Credit MBS

December 16, 2025
Brandon Ivey
The unemployment rate increased from 4.4% in September to 4.6% in November.
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Retail Market Share for Nonconforming Originations Drops

December 15, 2025
Abby Zimmardi
Correspondent and broker channels gained market share for nonconforming loan originations in the third quarter, according to a new Inside Nonconforming Markets analysis of proprietary survey data.
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Industry Groups Show Support for Executive Order on AI

December 15, 2025
James Dohnert
The MBA and CHLA have issued statements showing mortgage industry support for a new executive order that would limit state regulation of artificial intelligence.
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Planet Home Leverages the Ginnie PIIT Program

December 15, 2025
Emmeline Willey
Correspondent partner demand has led Planet Home Lending to activate the Ginnie Mae pools issued for immediate transfer program.
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Home Equity Declines in 3Q

December 15, 2025
James Dohnert
The number of homeowners with negative equity increased in the third quarter, according to a new report by Cotality.
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Short Takes: Former Fannie CEO Joins Fifth Third Board / Compass Projects Home Sales Boost / Home Flipping ROI Falls in 3Q / New VP of Wholesale Production at ARDRI

December 15, 2025
James Dohnert
Priscilla Almodovar to join Fifth Third board of directors.
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Latest Imf News

  • Non-Agency MBS Sectors Hit Post-Crisis Highs for Issuance in 2025

  • MSR Values, Hedging Eat Into U.S. Bank’s Mortgage Earnings

  • GSE MBS Purchases Help Boost FHA/VA Lending

  • Residential Transition Loan Activity Could Slow in 2026

More Imf News

Featured Data

  • Correspondents Gain Market Share in Government Lending

  • Solid 4Q Carries 2025 MBS/ABS to $2 Trillion

  • Agency Refi Market Rises to Three-Year High in 2025

  • Largest Sellers See GSE Deliveries Wane in November

More Featured Data

Featured Reports

  • Agency Channel Analysis: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

  • Top Mortgage Players: 3Q25 (PDF)

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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