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GSE Refi Fee Could Impact Mortgage Disclosures

September 1, 2020
Yemeng Yang

If the LLPA is passed to consumers as a charge at consummation, lenders will have to disclose the added cost as an “origination charge” on the loan estimate and closing disclosure.


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Depositories Rake in the Mortgage Profits. Then There’s Wells Fargo...

September 1, 2020
John Bancroft

Commercial banks and thrifts posted a whopping $5.62 billion in net income from their mortgage banking operations during the second quarter.


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Pacific Private Money Completes its First Securitization of Bridge Loans

September 1, 2020
Brandon Ivey

The $100 million securitization consists of bridge loans for both owner-occupied and business-purpose properties.


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Forbearance Reading Remains Flat but Growing Problems in Ginnie, PLS Buckets

August 31, 2020
Paul Muolo

Black Knight said 3.9 million homeowners remain in forbearance...


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A California Version of the CFPB Gains Focus

August 31, 2020
Yemeng Yang

A California version of the CFPB? The Golden State boasts the largest mortgage market in the nation...


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Where Have All the Non-QM (Whole Loan) Bargains Gone?

August 31, 2020
Paul Muolo

Roughly $5 billion worth of expanded-credit loans were stranded, looking for a home but investors wouldn’t bite unless the originator/seller was willing to take a major haircut on the sale. And many did.


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GSE Loan Buybacks Actually Fell in 2Q20. However…

August 31, 2020
John Bancroft

Higher delinquencies should lead to more Fannie/Freddie loan buybacks, but we're not there yet, thanks, in part, to forbearance...


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GSEs Not Pleased With FHFA's Re-Proposed Capital Rule

August 31, 2020
Dennis Hollier

Fannie and Freddie warn that g-fees could spike...


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Warehouse Commitments Keep Rising. The Best Conditions Ever?

August 28, 2020
Paul Muolo

With nonbanks continuing to steal market share away from depositories, warehouse commitments have been going through the roof. Of course, ultra low mortgage rates help...


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FHFA, HUD Extend Foreclosure Moratorium to Yearend

August 28, 2020
Dennis Hollier

In the case of the GSEs, multifamily loans are not covered by the extension...


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Latest Imf News

  • Fannie, Freddie Differ With Portfolio Additions in 1Q

  • Stalled Housing Package Seen as Boost for Midterm Prospects

  • Onity Cites Headwinds as Income Declines in First Quarter

  • Attorneys See Plenty of Fair Lending Risks Despite CFPB’s ECOA Shift

More Imf News

Featured Data

  • Mortgage Complaints Filed With the CFPB Surge in 1Q

  • Depository Servicers End Slide in Servicing Share

  • Bulk Agency MSR Sales Back to Normal in First Quarter

  • Cars, Data Centers Drive 1Q26 ABS Issuance Surge

More Featured Data

Featured Reports

  • 2026 Mortgage Market Statistical Annual (PDF)

  • IMF HMDA Dashboard: 2025

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

  • Agency Seller-Issuer Profile: 4Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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