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Short Takes: VantageScore Finds New Mortgage Borrowers / Increase in Home Sales Could Be a Blip / Applicants Seeking Lower Loan Amounts / Expanded-Credit MBS From Annaly

October 26, 2023
Brandon Ivey
VantgeScore suggests that many consumers characterized as "dormant" are actually infrequent users of credit.
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ABS Issuance Continues Growth Track in 3Q23

October 25, 2023
John Bancroft
Vehicle and consumer loan sectors help drive ABS issuance in third quarter of 2023.
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High Interest Rates Limiting Demand for MBS

October 25, 2023
Brandon Ivey
Banks don't have much appetite for agency MBS and whole loan bids can be stronger than execution via non-agency MBS.
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GSE Shareholders Get Another Win

October 25, 2023
Dennis Hollier
A federal district court adds interest to the damages a jury awarded Fannie Mae shareholders in August.
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Homestar Financial Ceases Retail Operations

October 25, 2023
James Dohnert
The Georgia-based lender will accept locks through the end of the month before shuttering its retail operations.
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Short Takes: Mortgage Applications Down / Mr. Cooper Earnings Up in 3Q / Homebuyers Increasingly Looking to Move Out of State / Finance of America Expands Rollout of HomeSafe Second Program / ICE Report Correction

October 25, 2023
Brandon Ivey and James Dohnert
Mr. Cooper net income up in 3Q23; MBA reports mortgage applications down week-over-week; Redfin reports more homebuyers are moving out of state; Finance of America expands new reverse mortgage program to direct-to-consumer and wholesale channel.
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Federal Reserve Approves New Community Reinvestment Act Rule

October 24, 2023
Sam Manas
New rule maintains the tiered evaluation framework that exists under the current CRA rules while adding some requirements and flexibilities.
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Expanded-Credit MBS Issuance Grows in 3Q

October 24, 2023
James Dohnert
Expanded-credit MBS picks up in the third quarter thanks to originations by Acra Lending and CrossCountry Mortgage.
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ABS Market Buzzing Amid Fears of a Recession

October 24, 2023
Brandon Ivey
More than 5,500 people attended the ABS East conference this year, a record for the event.
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FCI Taps Private Blockchain for Servicing

October 24, 2023
James Dohnert
FCI Fintech developed a patent-pending interplanetary file system that allows the private blockchain to be live with the servicing program.
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Latest Imf News

  • Conforming Jumbo Business at GSEs Down in First Quarter

  • NY Considers Extending CRA Requirements to Insurance Industry

  • Volume Up Sharply at US Bank in 1Q, Revenue Down

  • Foreclosure Activity Up 26% on Annual Basis in First Quarter

More Imf News

Featured Data

  • Structured Finance Market Keeps Momentum Going

  • Purchase-Mortgage Volume Plods Along in Agency Market

  • Warehouse Lending Elevated Ahead of March Disruption

  • ARM Production Bounces Back in Fourth Quarter

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • IMF Mortgage Directory: Full interactive database

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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