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FHA Seeks More Feedback on Loss-Mit Offering

November 17, 2023
Monica Hogan
FHA is seeking additional comments on its planned Payment Supplement Partial Claim program.
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Non-QM Lenders Seeing Some Improvements

November 17, 2023
Paul Muolo
More insurance companies are showing up to bid for non-QMs, drawn by higher yields and the safe haven that residential assets can provide.
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Changes in Home Sale Structure Could Impact Mortgage Market

November 17, 2023
James Dohnert
The housing market can be expected to develop new approaches to the negotiation and payment of buyer agent commissions.
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Short Takes: Borrower Satisfaction Improves / Closing 911 / New Homes a Bright Spot / House Hacking

November 17, 2023
Brandon Ivey
Lenders' slow moves on cutting staff as originations declined included a silver lining: improvements in customer service.
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Public Nonbanks Increase Earnings in Third Quarter

November 16, 2023
John Bancroft
While many smaller nonbank mortgage companies struggled during the third quarter, a group of 15 public nonbanks increased their earnings by more than 20% on a sequential basis.
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Citizens Bank Leaving Broker Channel

November 16, 2023
Brandon Ivey
Mortgages originated through brokers accounted for nearly 20% of the bank's total originations in the first half of 2023.
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Trade Groups Renew Calls for Relief for FHA Borrowers

November 16, 2023
Monica Hogan
Seeing plenty of room in FHA's capital ratio, lender trade groups are calling for an end to FHA's requirement of MI for the life of the mortgage.
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Cenlar Still Working to Resolve Consent Order With OCC

November 16, 2023
Paul Muolo
It was originally thought that publicity generated by the consent order would cause at least some of Cenlar’s subservicing clients to switch vendors. But so far, that hasn’t happened.
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Short Takes: Senators Call for VA to Adjust Loss Mit / SPS Update / Guaranteed Rate Offers Program for Real Estate Agents / Another Jumbo MBS From Chase

November 16, 2023
Sam Manas
The senators said VA should pause foreclosures for borrowers who will likely qualify for the Veterans Assistance Servicing Purchase program.
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FHA’s MMIF Capital Ratio Dips Slightly

November 15, 2023
Monica Hogan
“We have shown it is possible to meet the mission while also being fiscally prudent and being a good steward of taxpayer funds,” said FHA Commissioner Julia Gordon.
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Latest Imf News

  • Home Equity Loan Originations Increase by 25% on Annual Basis

  • VA Open to Reducing Appraisal Standards

  • Two Harbors Drops UWM Plan, Switches to CrossCountry

  • GSE Completes Pilot Securitization With VantageScore

More Imf News

Featured Data

  • Ginnie MBS Issuance Sees Seasonal Plunge in February

  • Non-Agency Jumbo Lending Flourished in 2025

  • Jumbo Servicing Volume Grows in Fourth Quarter

  • Plenty of Investors Ready to Cover Fed’s MBS Retreat

More Featured Data

Featured Reports

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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