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Ginnie Faces Hurdles as SVP Cooper-Jones Retires

December 15, 2023
Monica Hogan
Finding someone to fill the position of senior vice president for the Office of Enterprise Data and Technology Solutions at Ginnie could be difficult given pay restrictions at the government agency.
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Court Narrows Scope of RESPA Treble Damages

December 15, 2023
Sam Manas
The lender argued the RESPA damages should be limited to three times the amount each borrower was overcharged for title and settlement services.
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Short Takes: Bipartisan Support on Trigger Leads / Quantifying the Refi Opportunity / New Expanded-Credit MBS / Thrive to Merge With Lower

December 15, 2023
Brandon Ivey and John Bancroft
S. 3502, the Homebuyers Privacy Protection Act, received prompt support from a number of industry trade groups.
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Subservicing Volume Down Slightly in Third Quarter

December 14, 2023
Paul Muolo
The sector is shrinking thanks, in part, to the origination downturn and meager gains in mortgage debt outstanding.
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Lenders Counting Down the Days to Rate Cuts

December 14, 2023
Brandon Ivey
After the Fed held rates steady Wednesday, uncertainty regarding the path of future rate movements appeared to clear.
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Capital Requirements Proposal Would Set ‘Perverse’ Incentives on Securitization

December 14, 2023
Brandon Ivey
The proposal provides banks an incentive to exit senior tranches of asset-backed securities in exchange for more junior and riskier tranches, according to the Securities Industry and Financial Markets Association.
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Lenders See Benefits From Amazon’s Cloud Tech

December 14, 2023
James Dohnert
Fannie Mae, JPMorgan Chase and PennyMac are among the financial institutions that use AWS to perform tasks within a digital cloud computing environment.
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Short Takes: UWM Cuts Rates for Refis / Loan Defects Decline / New Equity-Sharing Product / Fannie’s CRT Issuance to Slow

December 14, 2023
Brandon Ivey
UWM is offering interest rate discounts on loans from streamlined refi programs at FHA and VA.
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GSE Activity Slows in November

December 13, 2023
Dennis Hollier
Deliveries to the GSEs were down 7.0% in November compared with October.
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Republican FDIC Appointee Floats Phase-In for Basel Changes

December 13, 2023
Brandon Ivey
Jonathan McKernan, a director at the FDIC, suggested slowing implementation of controversial provisions in a proposal on capital requirements for large banks.
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Latest Imf News

  • Residential MBS Issuance Declines Slightly in First Quarter

  • Originations Up on Annual Basis in 1Q at Chase, Wells

  • Trump Admin Plans to Constrain Home Price Appreciation

  • Sales of Existing Homes Decline in March

More Imf News

Featured Data

  • ARM Production Bounces Back in Fourth Quarter

  • Home Equity Loan Originations Decline in Fourth Quarter

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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