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Short Takes: 10-Year Treasury Rate Spikes / FHFA, State Regulators to Share Info on Nonbanks / Applications for Purchase Mortgages Decline / Fannie Selling NPLs

April 10, 2024
Brandon Ivey
Inflation figures for March were higher than anticipated, leading to a spike in the 10-year Treasury yield.
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Agency MBS Issuance Picks Up in March

April 9, 2024
John Bancroft
Agency securitization of purchase loans looks to have turned a corner in March, with volume rising 13.5% from February.
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GAO: FHLBanks Acted Appropriately in Last Year's Banking Crisis

April 9, 2024
Dennis Hollier
The FHLBanks followed existing rules when they continued to provide advances to Silicon Valley, Signature and First Republic banks prior to their failures last March.
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FDIC Highlights RESPA Compliance Issues at Banks

April 9, 2024
Shannon Clark
Some banks are failing a RESPA test on whether payments are “reasonably related” to the value of the services provided.
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M&A Activity Largely Focused on Servicing

April 9, 2024
Paul Muolo
“The producers move over to a new firm and that’s it — that’s the M&A activity,” said David Fleig, who runs MorVest Capital, a servicing advisory firm.
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Short Takes: Rocket Speeds Loan Process With AI / AI Officer at FHFA / Pretium Affiliate Wins NPL Auction / CMBS Investor Changes Hands

April 9, 2024
Brandon Ivey
Rocket plans to offer its AI platform to other companies later this year.
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First-Quarter Agency MBS Volume Up on Annual Basis

April 5, 2024
John Bancroft
Purchase-mortgage volume at Ginnie Mae increased by 13.9% on an annual basis in the first quarter of 2024.
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OCC Taking Closer Look at Banks, Fair Lending

April 5, 2024
Brandon Ivey
The OCC is using staff skilled in the analysis of complex models to support fair lending exams of banks.
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Strong Jobs Report for March Could Delay Rate Cut

April 5, 2024
Brandon Ivey
Hiring activity in March was stronger than expected, which could help prompt the Fed to delay cutting interest rates.
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ABS Market Braces for Fallout From CFPB Court Victory

April 5, 2024
Shannon Clark
The U.S. Court of Appeals for the Third Circuit held that National Collegiate Student Loan Trust student loan ABS are covered persons subject to the CFPB’s authority under the Dodd-Frank Act.
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Latest Imf News

  • Ginnie Gains More Servicing Share During First Quarter

  • Fed’s Warsh Unlikely to Drive Down Interest Rates on Mortgages

  • CFPB Rescinds 2020 Opinion on Special Purpose Credit Programs

  • New Investors Entering Market for Non-Agency MBS

More Imf News

Featured Data

  • Ginnie Issuance Down in May as Refis Slump

  • Jumbo Servicing Volume Bumps Higher in 1Q

  • Non-Agency Jumbo Lending Drops in First Quarter

  • REITs Boost MBS Holdings, AGNC Rises to Top Investor

More Featured Data

Featured Reports

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Agency Channel Analysis: 1Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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