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MBS Investors Fill Void as Fed Reduces Holdings

December 31, 2024
John Bancroft
Depository institutions added some $68.55 billion of single-family MBS to their holdings during the third quarter.
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Ackman Predicts IPO for GSEs Under Trump

December 31, 2024
Dennis Hollier
The hedge fund billionaire predicts Treasury will write off its senior preferred shares in the GSEs and exercise its warrants for 80% of their common stock.
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Use of Discount Points More Prevalent at Nonbank Lenders

December 31, 2024
Brandon Ivey
Nonbank lenders put a heavier emphasis on discount points in recent years than depository institutions, according to researchers at the Federal Reserve Bank of Philadelphia’s Consumer Finance Institute.
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Non-QM Lender Using AI to Help Parse Lending Guidelines

December 31, 2024
James Dohnert
The tool took A&D Mortgage six weeks to build the tool based on a commercial solution that was updated using information provided by the lender.
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Short Takes: Home Prices Up / Pending Home Sales Increase Slightly / HUD RFI on Property Insurance / Publishing Break

December 31, 2024
Brandon Ivey
Home prices increased by 0.4% on a monthly basis in October, according to the Federal Housing Finance Agency.
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CFPB Suit Against Rocket Almost Dead-on-Arrival?

December 30, 2024
Paul Muolo
Current CFPB Director Rohit Chopra is expected to be removed from his post on Jan. 20 when the new Trump White House begins...
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Correspondent Channel Ramps Up Nonconforming Originations

December 27, 2024
James Dohnert
Nonconforming mortgage originations in the correspondent channel increased from the second to the third quarter.
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CFPB Goes After Rocket for Alleged Kickback Scheme

December 27, 2024
James Dohnert
The CFPB alleges that Rocket Homes provided real estate brokers incentives for steering homebuyers to Rocket Mortgage.
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MBA Calls for Clarification of FHA Rental Income Proposal

December 27, 2024
Monica Hogan
The MBA supports the new FHA proposal but wants more information on whether lenders need to keep additional reserves on hand.
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Investor Demand Could Drive HEL Originations in 2025

December 27, 2024
James Dohnert
KBRA forecasts that non-agency securitizations of HELOCs and CES loans will increase next year.
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Latest Imf News

  • Subservicing Volume Down at Rocket, Cenlar in 2Q

  • Freddie Mac’s Mortgage Investment Portfolio Declines in August

  • MBS Investors Adjusting to New Score Disclosures From GSEs

  • loanDepot Selling Scratch-and-Dent Loans in Non-Agency MBS

More Imf News

Featured Data

  • Ginnie MBS Issuance Down in August as Refi Slide Continues

  • Banks Resume Adding to Mortgage Holdings in Second Quarter

  • Banks Continue to Add to Their ABS Portfolios

  • Jumbo Share of Originations Highest Since 2022

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Mortgage Profitability Report 2Q26 (PDF)

  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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