One addresses foreclosures in states with a nonjudicial foreclosure process and the other would modify requirements for direct endorsement underwriters.

“Modernizing and providing more clarity on structuring marketing services agreements and affiliated business arrangements and making it easier for lenders to market digitally to consumers would spur greater competition, increase consumer choices and lower settlement costs without compromising core protections,” Bob Broeksmit, president and CEO of the MBA, said in the trade group's white paper on RESPA reforms.

Mortgage-related complaints submitted to the CFPB were up 2.7% from the second quarter, driven by servicing issues.

Annaly says it increased its holdings of agency MBS with higher coupons during the third quarter.

Karan Kaul, a senior policy advisor at Ginnie Mae, said Ginnie and others need to analyze the various reform proposals that have been released in recent years.

Using outsourcing providers can help lenders avoid the hiring cycle that accompanies originations booms and busts.

Mr. Cooper group has reduced its servicing staff and is adding to its originations unit.

The total agency delinquency rate rose to 3.30% at the end of the reporting period.

An expected re-proposal of capital requirements for big banks could lead to banks adding to their holdings of agency MBS.

The mortgage servicer funded over 25,000 new mortgage orignations in the quarter.