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Fresh Off of Regency Deal, RPM Has ‘Letters-of-Intent’ With Two Other Lenders

September 24, 2014
Paul Muolo
RPM Mortgage would love to expand its presence in East Coast markets. It also recently rolled out a non-QM product.
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Short Takes: Ginnie to New Issuers: Use it Or Lose It / Suddenly, Wholesalers Everywhere / Fannie Doesn’t Like B&Bs / Motor City No. 3 for HARP Outreach / Ex-JPM Executive Gets Key Job at FHFA

September 24, 2014
Paul Muolo and Charles Wisniowski
Hell hath no fury like an agency whose new issuers are not actually issuing (MBS)...
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FHFA Suggests Leaving Adjustments of G-Fees and Loan Limits to Congress

September 23, 2014
Brandon Ivey
FHFA's Bob Ryan said the GSE regulator has concerns that decreasing loan limits or increasing g-fees would limit access to credit.
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Why the Mortgage ‘Credit Box’ is So Small

September 23, 2014
Thomas Ressler
Originators are constantly looking over their shoulders because loans are being re-underwritten two or three times, once by the aggregator, once by the GSEs...
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After Comstock Acquisition, Guild Wants to Buy More Lenders; An Eventual IPO?

September 23, 2014
Paul Muolo
As the mortgage M&A market chugs along in the coming year, Guild hopes to be a buyer.
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Ginnie Mae Promises Net Worth Rules for All by MBA Annual

September 23, 2014
Paul Muolo
Soon it will be easier to use Ginnie Mae mortgage servicing rights as collateral, or so the agency hopes.
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Good News for Mortgage Lenders: Fewer Cash Buyers in the Market

September 23, 2014
Brandon Ivey
Elevated home prices and a smaller supply of distressed properties have prompted many investors to switch from buying to selling.
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Short Takes: Mortgage Industry Shrinks but Not by Much / Can It Be? Final Risk Retention Rules? / Treasury’s Experiment in Non-Agency MBS / October Non-QM Launch for Ethos / JPM Removed From Virginia Lawsuit

September 23, 2014
Brandon Ivey, Paul Muolo, and Charles Wisniowski
It appears that Ethos Lending will enter the non-QM market come October...
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Why MSR Securitizations Likely Have Hit the Wall

September 23, 2014
Paul Muolo
The concept of MSR-backed securities recently came to the fore again with the news that Stonegate Mortgage, Indianapolis, is contemplating a transaction.
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Mortgage Brokers Originate Slightly Riskier Loans, At Least on Agency Products

September 23, 2014
John Bancroft
Broker originations also had a significantly larger average loan amount, $230,082, than the other channels.
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Latest Imf News

  • Profits Decline at FHLBanks in Fourth Quarter

  • Better to Offer Fannie-Eligible Mortgage With Crypto Pledge

  • Freddie Mac Adds to MBS Holdings, Sheds Loans in February

  • Production, Servicing Earnings Mixed Across Lenders in 4Q

More Imf News

Featured Data

  • Plenty of Investors Ready to Cover Fed’s MBS Retreat

  • Ginnie, Non-Agency Loans Drive Servicing Higher

  • GSE Deliveries Fall 11.4% in February

  • Nonbank Earnings Slip in 4Q25, Fail to Match 2024

More Featured Data

Featured Reports

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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