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Foreclosures Decline in Third Quarter; Many Alternatives

October 10, 2024
Brandon Ivey
Foreclosure activity declined by 2% in the third quarter of 2024 compared with the previous quarter.
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CSBS Plans to Move Forward With NMLS Fee Hike

October 10, 2024
Shannon Clark
“Without an increase in NMLS processing fees, CSBS staff projected losses of nearly $133 million over the next decade,” CSBS said in a report in response to feedback received on the proposal.
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Trended Credit Data Offers New Insights on MBS Performance

October 10, 2024
Monica Hogan
Andrew Davidson & Co. used data on credit use, balance and payment across time and multiple loan types to garner a comprehensive view of consumer financial behavior.
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Short Takes: Projecting Impact of Hurricane Milton / Pending Home Sales Tick Up / Discount on Non-Agency Refis / Distillery Acquires Mortgage Tech Provider

October 10, 2024
Brandon Ivey
Damage costs from Hurricane Milton could affect insurance underwriting margins and earnings.
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GSE Business Increases in Third Quarter

October 9, 2024
Dennis Hollier
Five of the top 10 GSE sellers increased their volume by at least 20.0% in the third quarter.
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Loan Limit Head Start Could Come With Complications

October 9, 2024
Brandon Ivey
Loans made with balances above the 2025 loan limits won’t be eligible for delivery to the GSEs’ standard programs.
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Rare Non-Agency MBS With Loans for Manufactured Homes

October 9, 2024
Brandon Ivey
Loans in the MBS were originated by Southwest Stage Funding via its Cascade Financial Services unit.
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Slow Runoff for Fed’s Agency MBS Holdings

October 9, 2024
Dennis Hollier
Since the Fed started its current asset reduction period in 2022, it has allowed an average of about $18 billion a month of agency MBS to run off.
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Short Takes: Application Trends Split / Arvest Bank’s Servicer Rating Downgraded / HEL Securitizations / MBS From Angel Oak

October 9, 2024
Brandon Ivey
Demand for refis declined last week while applications for purchase mortgages held steady.
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Residential Mortgages Lift Issuance of MBS & ABS

October 8, 2024
John Bancroft
Residential MBS production was up 11.9% from the second quarter, hitting $341.43 billion, a two-year high.
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Latest Imf News

  • GSEs, Credit Unions and REITs Advancing on MBS

  • FHA’s MMIF Capital Ratio Holds Steady in FY 2025

  • Average First-Time Homebuyer Age Remains Consistent

  • Industry, Consumer Groups at Odds on Section 1071 Changes

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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