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Short Takes: FDIC Plans CRA Proposal / Home Sales Expected to Remain Constrained / Agency MBS-Focused REIT Takes Loss in 2Q / Morgan Stanley’s Latest Non-Agency MBS

July 10, 2025
Brandon Ivey
It’s not yet clear what’s in the FDIC's pending CRA proposal or if the other federal banking regulators are planning similar proposals.
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FHFA Allows for ‘Immediate’ Use of VantageScore 4.0 by GSEs

July 9, 2025
Dennis Hollier
The MBA said increased competition in the credit score space could improve competition in the mortgage space “if implemented correctly.”
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Supreme Court Paves Way for Mass Layoffs at Federal Agencies

July 9, 2025
Shannon Clark
Nineteen federal agencies are impacted by the high court's order, including HUD.
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Maryland Bank to Acquire Mortgage Broker Shop

July 9, 2025
Brandon Ivey
The Bank of Glen Burnie will pay $750,000 along with sharing profits for three years and an origination-based add-on.
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Shift by FHFA Opens GSE Securitization Platform to Others

July 9, 2025
Dennis Hollier
Banks and private issuers will now be able to obtain a license from the renamed U.S. Fin Tech to issue GSE-grade securities (minus the GSE guarantee).
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Short Takes: FICO’s Reaction / Applications Increase / FHA Foreclosure Moratorium in Texas County / Fannie Selling NPLs / Still Retiring From PulteGroup

July 9, 2025
Dennis Hollier and Brandon Ivey
FICO's stock price took a hit after the FHFA announced that the GSEs will immediately accept VantageScore 4.0.
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Government-Insured Purchase Mortgages Outpace Competition

July 8, 2025
Brandon Ivey
FHA purchase-mortgage business in Ginnie Mae MBS hit $54.47 billion in the second quarter of 2025.
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Prices for New Homes Declining at Accelerated Rate

July 8, 2025
Brandon Ivey
To help combat a decline in demand for new homes, homebuilders have reduced building activity to some extent and leaned on incentives such as mortgage buydowns.
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CFPB’s Guidance Recissions Hit Snag in Court

July 8, 2025
Shannon Clark
A judge allowed the CFPB to withdraw its amicus brief to the extent the brief discusses now-withdrawn advisory guidance but denied the bureau’s request to strike the brief from the docket.
Read More

Mortgage Locks Tick Up in June With Refi Push

July 8, 2025
Brandon Ivey
Locks were up 2.0% from May.
Read More
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Latest Imf News

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  • Despite Volatility, Investor Demand Remains Strong

  • Adamas Acquires Record Amount of BPLs in 2Q

  • House Committee Holds FHLB Hearing

More Imf News

Featured Data

  • Expanded-Credit MBS Issuance Declines in 2Q

  • Top Ginnie Servicers See Modest Growth in 2Q

  • Consumer Debt Drives New ABS to Record High in 2Q

  • Primary MI Volume, Characteristics Stable in Second Quarter

More Featured Data

Featured Reports

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

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  • Agency Seller-Issuer Profile: 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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