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Short Takes: Key Posts at HUD Remain Unfilled / HUD Chief Takes ‘Listening Tour’ to Texas Public Housing / Wells Gets ‘Needs to Improve’ on CRA Exam / It’s Dividend Time for Fannie and Freddie / New Hires for Selene

March 29, 2017
Paul Muolo
The Trump administration appears to be in no rush to fill key posts at HUD, Ginnie Mae and FHA...
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Fannie Mae’s Involvement in SFR Market Raises Questions of ‘Charter Creep’

March 29, 2017
Paul Muolo
A former Fannie executive said it was always his belief the GSE charter allowed for multifamily financing but the idea was to fund “vertical” homes and not “horizontal.”
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MBA Cautions Against Defining All Loans Held in Portfolio as Qualified Mortgages

March 29, 2017
Brandon Ivey
The portfolio QM proposal is supported by many Republicans along with some Democrats...
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Applications Weak, Refis Really Weak. And: An ‘Inventory’ Problem

March 29, 2017
Paul Muolo
As one mortgage CEO noted: “We’d be knocking it out of the park already if there were more [home] sellers."
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Why Lenders Are Avoiding ‘Next Gen’ Tech Providers: the Costs are Too High

March 29, 2017
Brandon Ivey
The most prevalent users of next-gen tech were large and mid-sized lenders…
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Retail Channel Dominated Agency Lending in 2016

March 28, 2017
John Bancroft
Mortgage brokers accounted for 12.9 percent of agency production.
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Prepayment Rate on Mortgages in Jumbo MBS Close to Rate on Conforming Loans

March 28, 2017
Brandon Ivey
BAML suggested that one of the reasons prepayment speeds on jumbos have been relatively slow is the presence of self-employed borrowers…
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M&A Roundup: Freedom Mortgage is in a Buying Mode

March 28, 2017
Paul Muolo
Depending on its buying spree, Freedom could easily leap-frog into the number four originator spot, bypassing PennyMac Financial, Bank of America, and U.S. Bank.
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Short Takes: Meet HAL, Your Loan Officer / The Low-Hanging (Mortgage) Fruit / Can a Computer go to Jail? / ‘Digital’ Mortgage Means What Exactly? / Wedbush Likes Nationstar

March 28, 2017
Paul Muolo
LO automation could be complicated by compliance. What if there’s a RESPA violation and charges are filed? Who goes to prison: the computer or the supervisor of the computer?...
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NYDFS Eliminates Servicing Monitor for Ocwen; Restrictions May be Lifted on Servicing Acquisitions Too

March 28, 2017
Paul Muolo
At one point, Ocwen's management said various monitors were costing the company upwards of $80 million a year...
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Latest Imf News

  • UWM Swings to a Profit in Third Quarter, Margins Slip

  • GSE Servicing Share Expands for Small, Mid-Sized Banks in 3Q

  • Home Equity Lending Expected to Rise in 2027

  • Redwood Plans Transition to C-Corporation, Reports 3Q Loss

More Imf News

Featured Data

  • Seller Repurchases of GSE Loans Bounce Up in 2Q

  • Retail Share Rising in Conventional-Conforming

  • Refi Activity Plummets, Dragging Down Agency MBS in 3Q

  • ARM Production Rebounds

More Featured Data

Featured Reports

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Lender Profiles 2Q26: Top 25 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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