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Long Timeline for New Credit Score Models at GSEs

April 5, 2023
Dennis Hollier
New credit scoring models will be fully implemented by the GSEs near the end of 2025, according to FHFA.
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Short Takes: Applications Decline / loanDepot and Hsieh Work it Out / Plenty of Equity

April 5, 2023
Brandon Ivey
Lower interest rates weren't enough to keep loan applications increasing.
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Income from Originations, Servicing Drops in Fourth Quarter

April 4, 2023
John Bancroft
Both originations and servicing were a lot less profitable in the fourth quarter of 2022.
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CFPB Clarifies ‘Abusiveness’ Conduct Standard

April 4, 2023
Sam Manas
The policy statement provides some details on how the CFPB defines "abusiveness."
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Dimon Critical of Mortgage Regulations for Banks

April 4, 2023
Brandon Ivey
Chase is "hanging on" and hoping for change in the mortgage market, according to Jamie Dimon.
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Suggestion for FHLBanks: Fund Nonbanks Indirectly

April 4, 2023
Dennis Hollier
The Federal Home Loan Banks could help support nonbank mortgage companies by funding the warehouse lenders that fund nonbanks.
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Short Takes: CFPB Appeals Townstone Case / FDIC to Sell Signature’s Loans / Synthetic LIBOR Planned

April 4, 2023
Brandon Ivey
NCRC applauded the CFPB's decision to appeal a ruling in a redlining case.
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MBA: CFPB Small Business Loan Rule Could Burden Some CRE Lenders

April 3, 2023
Sam Manas
MBA said the longer implementation timelines are welcome, but has other concerns...
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Fair Lending Director Says CFPB Undeterred by Townstone Defeat

March 30, 2023
Sam Manas
Consumer Financial Protection Bureau Fair Lending Director Patrice Ficklin said the bureau would continue enforcing the Regulation B protections for prospective applicants.
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GSEs to Expand Use of Payment Deferrals

March 30, 2023
Dennis Hollier
The pandemic-era tool will now become a standard part of the GSEs' loss-mitigation strategy.
Read More
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Latest Imf News

  • Specified-Pool Share of GSE Issuance Up in First Quarter

  • Mortgage One Acquisition Tied to Stock, Earnout, Consulting

  • UWM Still Willing to Revise Offer for Two Harbors

  • Annaly Packages Seasoned ARMs in Non-Agency MBS

More Imf News

Featured Data

  • Agency MBS Issuance Hits Four-Year High in April

  • Largest Servicers Lose Some Market Share in 1Q

  • Mixed Trends for Largest Ginnie Servicers in 1Q

  • Investment-Property Loans Drive Up ECM MBS Issuance

More Featured Data

Featured Reports

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Top Mortgage Players: 4Q25 (PDF)

  • Agency Channel Analysis: 1Q26 (PDF)

  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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