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Congress Urged to Modernize Flood Insurance Program

April 7, 2023
Monica Hogan
The NFIP has seen two lapses and nearly two dozen short-term extensions since 2016.
Read More

Short Takes: Purchase Mortgage Volume Constrained / Jobs Numbers Suggest Rate Hikes Over / CrossCountry Joins Freddie’s SPCP / New Reverse Mortgage Lender

April 7, 2023
Brandon Ivey
Relatively low interest rates don't help much if there aren't many homes for sale.
Read More

FDIC to Sell MBS Holdings of Failed Banks

April 6, 2023
Brandon Ivey
The FDIC plans to sell $114 billion of MBS held by Silicon Valley Bank and Signature Bank.
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GSEs Update Equitable Housing Finance Plans

April 6, 2023
Dennis Hollier
At the direction of the Federal Housing Finance Agency, Fannie and Freddie tweaked their efforts to address equity issues for minority homebuyers and renters.
Read More

AI Shows Promise for Mortgage Industry

April 6, 2023
Sam Manas
ChatGPT and similar artificial intelligence offerings can be used to improve efficiencies at mortgage companies.
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FHFA Data Fueling Looks into Appraisal Bias

April 6, 2023
Dennis Hollier
The share of appraisals coming in below the contract price has increased in recent years, a potential sign of appraisal bias.
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Short Takes: Rate Locks Increase / Freddie Partnership Builds Credit Scores / California Even Less Affordable

April 6, 2023
Brandon Ivey
Bank failures helped to drive down interest rates on mortgages in March, which led to an increase in rate locks.
Read More

Mortgage Sales by Banks Outpace Production

April 5, 2023
Brandon Ivey
Originations of mortgages that banks intend to sell decreased more quickly than loan sales by banks in the fourth quarter of 2022.
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FHA Proposes Some Relief for HECM Servicers

April 5, 2023
Monica Hogan
FHA is taking feedback through April 11 on a new draft mortgagee letter proposing policy changes to its home equity conversion mortgage program.
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Nice Pay Raises for the C-Suite at Mr. Cooper

April 5, 2023
Paul Muolo
Mr. Cooper, like many mortgage shops, has engaged in large-scale layoffs the past year to bring costs in line with revenues.
Read More
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Latest Imf News

  • Specified-Pool Share of GSE Issuance Up in First Quarter

  • Mortgage One Acquisition Tied to Stock, Earnout, Consulting

  • UWM Still Willing to Revise Offer for Two Harbors

  • Annaly Packages Seasoned ARMs in Non-Agency MBS

More Imf News

Featured Data

  • Agency MBS Issuance Hits Four-Year High in April

  • Largest Servicers Lose Some Market Share in 1Q

  • Mixed Trends for Largest Ginnie Servicers in 1Q

  • Investment-Property Loans Drive Up ECM MBS Issuance

More Featured Data

Featured Reports

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Top Mortgage Players: 4Q25 (PDF)

  • Agency Channel Analysis: 1Q26 (PDF)

  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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