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Income Increases at Annaly in Fourth Quarter

January 29, 2026
Brandon Ivey
Annaly Capital Management’s net income increased by 20.7% on a quarterly basis in the fourth quarter of 2025.
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Chase Marketing Large Securitization of Closed-End Seconds

January 29, 2026
Brandon Ivey
The $628.3 million securitization of closed-end second liens will be the largest securitization of home equity loans from Chase in the post-2008 era.
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Student Loan Obligations an Opportunity for Mortgage Lenders

January 29, 2026
James Dohnert
Many student loan borrowers are facing repayment requirements for the first time in years.
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Short Takes: Interest Rate Outlook / Homebuyer Confidence Lags / Batch Pricing Tool for FICO Scores / Employer Benefits for Housing

January 29, 2026
Brandon Ivey
Interest rates on mortgages are expected to remain in a narrow band in the near future.
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MSR Transfers Increase During Fourth Quarter

January 28, 2026
Brandon Ivey
Outside of Rocket Companies, CrossCountry Mortgage was the most active MSR buyer in the fourth quarter of 2025.
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MBS Investors Waiting for Details on Trump Admin’s Plans

January 28, 2026
Brandon Ivey
"What we’re looking for is greater insight into what actions they may take," said Peter Federico, president, CEO and chief investment officer of AGNC Investment.
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Better on Track to Double Production, Stem Losses

January 28, 2026
Brandon Ivey
Better added that it expects to achieve profitability by September, with the performance measured on an earnings before interest, taxes, depreciation and amortization basis.
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State Regulators, MISMO Tout Benefits of New Dataset

January 28, 2026
Shannon Clark
The Mortgage Compliance Dataset is designed to streamline supervisory compliance examinations for home loans by establishing a common language for supervisory data exchange.
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Short Takes: Applications Slow / FHA Extends Waiver for Flood Requirements / Trump Admin Touts Home Price Depreciation

January 28, 2026
Brandon Ivey
Mortgage applications declined by 8.5% last week compared to the week prior.
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Mortgage-Related Complaints to CFPB Increase in Fourth Quarter

January 27, 2026
Shannon Clark
Some 6,836 mortgage-related complaints were filed with the bureau between October and December, up 9.7% from the third quarter of 2025.
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Latest Imf News

  • GSE Buybacks in 2025 Fall to Level Last Seen in 2020

  • Senator Launches Investigation of FICO’s Pricing Practices

  • Waters Seeks Changes to Housing Bill From Senate

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Featured Data

  • GSE Deliveries Fall 11.4% in February

  • Nonbank Earnings Slip in 4Q25, Fail to Match 2024

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Featured Reports

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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