GSEs, Credit Unions and REITs Advancing on MBS January 2, 2026 John Bancroft The overall supply of residential MBS outstanding rose 0.7% in the third quarter of 2025.Read More
FHA’s MMIF Capital Ratio Holds Steady in FY 2025 January 2, 2026 Emmeline Willey As of the end of fiscal year 2025, the MMIF's capital reserves were at $188.87 billion.Read More
Average First-Time Homebuyer Age Remains Consistent January 2, 2026 Emmeline Willey Despite differing metrics, the average age of first-time homebuyers are in their early-to-mid thirties.Read More
Industry, Consumer Groups at Odds on Section 1071 Changes January 2, 2026 Shannon Clark The proposal seeks to narrow the scope of the original rule's data collection requirements.Read More
Short Takes: FHLBank Chicago Opens Community Advance Product for 2026 / Equity Bancshares Completes Merger / 2025 Mortgage Rates Hit New Low / Independent Bank Corp. Appoints New EVP Retail Banking January 2, 2026 Shannon Clark The FHLB of Chicago's Community Advance product is accepting applications for the new year.Read More
Warehouse Lending Commitments Rise in 3Q December 31, 2025 Brandon Ivey As of the end of September, warehouse commitments were up 1.9% from the end of June.Read More
Judge Orders Trump Administration to Fund CFPB December 31, 2025 Shannon Clark Judge Amy Berman Jackson said while the preliminary injunction doesn't contain a provision expressly ordering the bureau to request funds from the Fed, it does set out clear duties that require money to fulfill.Read More
Consumer Advocates Criticize CFPB's ECOA Proposal December 31, 2025 Shannon Clark The proposal would make major changes to the Equal Credit Opportunity Act.Read More
Fannie Modernizes HomeStyle Mortgage Options December 31, 2025 Dennis Hollier Among several changes, Fannie rebranded its HomeStyle Energy product.Read More
Short Takes: Online Research Impacting Real Estate Agent Selection / States Sanction MLO for SAFE Act Violations / Accurate Group Completes First UAD 3.6 / reAlpha Launches National LO Recruitment Program December 31, 2025 Shannon Clark A new Zillow report found 36% of home sellers now find their agents through online channels, up from 15% in 2018.Read More