The wholesale-broker channel gained ground in the government-insured sector and in conventional-conforming lending, according to a recent Inside Mortgage Trends analysis of proprietary survey data.

UWM has two days to improve its proposal for acquiring Two Harbors after CrossCountry Mortgage and an unnamed bidder placed rival offers.

Changing priorities from the White House have put talks on ending the GSE conservatorship on the back burner.

The average homebuyer would save $150 per month by taking out an adjustable-rate mortgage instead of a 30-year fixed-rate mortgage, according to a Redfin report.

Some $2.71 trillion of Ginnie servicing was outstanding as of the end of 2025, up 6.8% from 2024.

“We welcome regulators’ efforts to enable banks of all sizes to make more loans to American businesses and households, fueling economic growth while maintaining resilience in the banking system,” said trade groups representing banks.

“The risk,” said Mario Ichaso, a trading desk strategist at Wells Fargo, “is that stagflation becomes the common, more dominating view, and mortgage spreads could widen in that situation.”

Goldman Sachs launched two prime non-agency MBS and a HELOC securitization Thursday.

The seasonally-adjusted annual rate of sales of new homes dropped 17.6% on a monthly basis in January.

One of the goals of the proposals is to help banks better compete with nonbanks.