• Sign In
  • Create Account
  • Sign Out
  • My Account
Cart
  • Inside Mortgage Finance
  • MBS & ABS
  • The GSEs
  • The CFPB
  • Mortgage Trends
  • FHA/VA Lending
  • Nonconforming Markets
  • Data
    • Subscribe to Data
Home » Topics » Inside the CFPB » Regulation

Regulation
%{topic} RSS Feed RSS

LendUp Loans Agrees to $1.25 Million Settlement

February 1, 2021
Lisa Burden
The CFPB had charged the Oakland, CA-based online lender with various violations under the Military Lending Act.
Read More

CFPB Sues 1st Alliance Over Unlawful Lending Practices

January 19, 2021
Namrata Bhatia
The Hartford, CT-based firm is accused of using unlicensed employees to engage in mortgage origination activities in violation of the Truth in Lending Act. The bureau is seeking injunctions against the defendants, as well as damages, redress and penalties.
Read More

CFPB Rules May Have Driven Small Banks Out of Mortgages

January 4, 2021
Yemeng Yang
The FDIC’s community bank study shows that an unusually high percentage of small community banks reduced their residential holdings after the 2008 financial crisis. Reason: high compliance costs due to the large volume of new mortgage rules.
Read More

Other News in Brief

January 4, 2021
Yemeng Yang
The CFPB grants compliance assistance sandbox to two companies; QM rules to take effect March 1.
Read More

Final QM Rules: Good, but Missing Key Elements

December 21, 2020
Yemeng Yang
The CFPB finalized its qualified-mortgage revisions to replace the 43% debt-to-income ratio with a pricing threshold. Meanwhile, the agency also finalized its “seasoned” QM rule allowing certain non-agency loans to become QMs if they meet performance requirements.
Read More

In the Works: Changes to Mortgage Servicing Rules

December 21, 2020
Yemeng Yang
In the new year, the CFPB will propose changes to its loss-mitigation rules to govern how residential servicers work with borrowers affected by natural disasters and other emergencies.
Read More

Stakeholders Seek Guidance on Affirmative Advertising

December 21, 2020
Yemeng Yang
Industry groups and consumer advocates have asked the CFPB to provide guidance on how lenders can affirmatively advertise to disadvantaged groups while staying in compliance with fair lending laws and regulations.
Read More

CFPB Finalizes Disclosure Requirements for Debt Collectors

December 21, 2020
Yemeng Yang
The final rule outlines the steps collectors must take to inform borrowers about an existing debt and prohibits vendors from bringing legal action over time-barred claims. But neither industry nor consumer groups are happy.
Read More

Small Lenders Urge Simplification of Section 1071 Rule

December 21, 2020
Yemeng Yang
In a review report, small entities asked the CFPB to draft simple regulations to implement small business lending data collection requirements to reduce compliance burden and expand credit access.
Read More

Consumer Group Lawsuits Aim to Overturn Trump-Era Rules

December 7, 2020
Yemeng Yang
Consumer advocacy groups are hoping their recent lawsuits have set the stage for the Biden administration to overturn lax Trump-era rules.
Read More
Previous 1 2 3 4 5 6 7 8 9 … 306 307 Next

Latest Imf News

  • Agency MBS Issuance Eases in February but Not By Much

  • Nation’s Largest Wholesaler UWM Takes Aim at Two Competitors; Rocket Fires Back

  • Florida Court Grants Ocwen Summary Judgement in CFPB Case

  • Goldman: Long-Term Returns on Agency MBS Could Go Negative

More Imf News

Featured Data

  • 4Q20 GSE Buyback Activity Rises with Soaring Issuance

  • GSE Cash-Window Caps Could Impact Scores of Lenders

  • REITs Still Rebuilding MBS Portfolios Slowly in 4Q20

  • VA Share of Primary MI Continued to Grow in 2020

More Featured Data

Featured Reports

  • Guide to Offshoring

  • GSE Repurchase Activity: Cumulative to Fourth Quarter 2020 (PDF Format)

  • Agency Seller-Issuer Profile: 4Q20 (PDF)

  • Top Mortgage Players 3Q20 (PDF Format)

More Latest Reports

Featured Poll

Refinances were the hot story of 2020, but plenty of purchase lending still got done as well. What did your shop’s loan breakdown look like?

View Results
  • About
    • About Inside Mortgage Finance
    • Contact Us
    • Advertising
    • Privacy Policy
    • Article Reprints/Web Postings
    • Copyright FAQ
  • Customer Center
    • Subscribe
    • Request a Sample
    • Account Inquiries
    • Change of Address
    • Change of Delivery Method
    • Data Licensing
    • Password Reminder
    • Group Subscriptions
    • Refunds
    • Renew Your Subscription
  • Mortgage Data
    • Origination
    • Servicing and Portfolios
    • Mortgage Insurance
    • Securitization
    • Agency MBS Activity
    • Non-Agency MBS Activity
    • MBS Investor Activity
    • ABS Activity
    • Commercial MBS Activity
    • Funding Activity
    • Earnings and Financials
    • Regulatory Data
    • Mortgage Rates and Terms
    • Subscribe to Data
    • Lender Profiles
    • HMDA Dashboard
    • Contacts Directory
    • Custom Data
    • Data Licensing
  • Reports
    • Data Reports
    • Industry Studies
    • Regulatory Reports
    • Statistical Annual
    • Free Reports

© Copyright 2021 Inside Mortgage Finance Publications
Design, CMS, Hosting & Web Development :: ePublishing