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Inside the CFPB
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CFPB Requests $145 Million Transfer From Fed

January 12, 2026
Shannon Clark
The bureau submitted to Judge Amy Berman Jackson’s decision finding that a lapse in appropriations would violate a preliminary injunction and directing the Trump administration to fund the CFPB.
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CFPB Unlikely to Transfer Enforcement Actions to DOJ

January 12, 2026
Shannon Clark
A November plan to transfer the bureau’s active enforcement actions to the Department of Justice appears to no longer be in the works, according to an industry attorney.
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LO Discrimination Lawsuit Against Rate to Proceed

January 12, 2026
Shannon Clark
The mortgage lender had sought to settle allegations of gender discrimination and sexual harassment through arbitration.
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CFPB Scraps Guidance on Fair Lending to Noncitizens

January 12, 2026
Shannon Clark
The move clarifies that the Equal Credit Opportunity Act doesn’t prohibit lenders’ consideration of immigration status when evaluating credit applications.
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UWM Asks Court to Strike Claims in RESPA Lawsuit

January 12, 2026
Shannon Clark
The lender urged the court to dismiss charges under the Real Estate Settlement Procedures Act and state consumer protection laws in a 2024 class-action lawsuit.
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Regulatory Relief for Certain Earned Wage Access Products

January 12, 2026
Shannon Clark
Earned wage access products are no longer subject to the Truth in Lending Act’s requirements, if they meet certain terms laid out in the bureau’s new advisory opinion.
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CFPB Issues Various Reports in Late December

January 12, 2026
Shannon Clark
The bureau filed a series of annual reports ranging from the credit card market to compliance with the Plain Writing Act.
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Other News in Brief

January 12, 2026
Shannon Clark
Senate returns CFPB director nomination; Newrez settles servicing issues with Massachusetts; CFPB makes annual inflation adjustments for mortgage regulations.
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Full Appeals Court to Hear NTEU Lawsuit on CFPB’s Fate

December 22, 2025
Shannon Clark
The District of Columbia Circuit has granted the National Treasury Employees Union’s request for en banc rehearing of its lawsuit against CFPB Acting Director Russell Vought.
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Credit Washing Efforts Driving Credit Reporting Complaints

December 22, 2025
Shannon Clark
Credit repair organizations are influencing consumers to file complaints with the CFPB in an attempt to remove negative, even if accurate, data from their credit reports, according to the Consumer Data Industry Association.
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