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Inside the CFPB
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Same-Sex Couples Face Higher Denial Rates for Mortgages

April 28, 2025
Shannon Clark
Population density, the type of lender and creditworthiness all appear to be factors affecting denial rate disparities between same-sex and opposite-sex couples applying for loans.
Read More

Other News in Brief

April 28, 2025
Shannon Clark
The bureau’s credit card late fee final rule is officially dead; CFPB plans to revoke advisory opinion reminding collectors of medical debt of their FDCPA obligations; CFPB ends a lawsuit against a company and its CEO; new working papers from the CFPB.
Read More

Management of CFPB Less Fettered Under Latest Court Order

April 14, 2025
Shannon Clark
The new preliminary injunction allows for the Trump administration to fire CFPB employees and issue a reduction-in-force to employees, as long as the administration abides by certain provisions.
Read More

Appeals Court Sympathetic to Arguments From NTEU

April 14, 2025
Shannon Clark
An appeals court judge appeared to favor of authorizing a limited preliminary injunction against the Trump administration in a lawsuit brought by the National Treasury Employees Union.
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House GOP Wants CFPB to Revoke Biden-Era Rules

April 14, 2025
Shannon Clark
Republicans in the House urged the CFPB to rescind Biden-era guidance documents, interpretive rules, advisory opinions and circulars that weren’t issued pursuant to the Administrative Procedure Act.
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CFPB Plans to Propose New Rule on Section 1071 Data

April 14, 2025
Shannon Clark
Following years of legal action that have stalled the implementation of the bureau’s original Section 1071 rule, the CFPB announced that it will roll out a new version of the rule.
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Some Support for CFPB’s Data Broker Proposal

April 14, 2025
Shannon Clark
Jonathan McKernan, nominee for CFPB director, said he thought former CFPB Director Rohit Chopra was “on to something” by focusing on data collection issues.
Read More

Typical Divide on CFPB Proposal on Contract Terms

April 14, 2025
Shannon Clark
Proposed in January, the rule would ban the use of certain terms in contracts for consumer financial products or services that limit the rights of consumers.
Read More

CFPB Leaves MoneyGram Lawsuit; Case Will Proceed

April 14, 2025
Shannon Clark
A judge granted the bureau’s request to withdraw from the 2022 lawsuit, but the case will move forward.
Read More

Experian Argues CFPB’s Claims Are Time Barred

April 14, 2025
Shannon Clark
The consumer reporting agency asserted that some of the claims in the lawsuit exceeded their statutes of limitation.
Read More
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