At year-end, Arch MI had $6.83 billion of risk-in-force...

In general, the OCC doesn't like the idea of banks funding loans with LTV ratios above 90 percent unless the mortgage has appropriate credit support...

Now, for the obvious question: With greater profits coming, will HUD allow FHA to cut premiums?

Falling rates are great for the mortgage industry, right? Yes and no...

For now, the CFPB isn't talking about the matter...

The White House still wants to kill Fannie and Freddie, but in the meantime it benefits from the their healthy revenue streams...

In its new annual budget, the White House declares that the FHA mutual mortgage insurance fund is vulnerable to “Black Swans...”

Quicken said it "will evaluate all bids once received and make the decision to partner with one or two providers. Our plan is to reevaluate this process regularly."

TRID has become such a serious problem that some lenders are starting the education process early with new loan officers.

Normally during this time of year, the mergers and acquisitions game is somewhat quiet in the mortgage industry, but concerns over compliance with the CFPB’s integrated disclosure rule known as TRID are sparking some lenders to consider selling and getting out. That’s the opinion of Chuck Klein, managing partner of Mortgage Banking Solutions, who said, “I’m as busy as I’ve ever been this time of year.” Speaking on the Internet radio program “Lykken on Lending” recently, the M&A advisor noted that mortgage company owners are “disturbed about the cost and risk of noncompliance.” He added that the TRID rule promulgated by the CFPB “has gotten everyone’s attention,” in particular, owners of nonbanks who have all their personal net worth tied ...