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Housing Law’s Counseling Measure Leaves Questions Unanswered

July 31, 2026
Emmeline Willey
The foreclosure mitigation counseling provision in the housing law doesn’t explain who’s is going to pay for counseling tied to VA and USDA loans.
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MBA Pushes for VA Lender Handbook Updates

July 31, 2026
Emmeline Willey
The Mortgage Bankers Association said VA lenders currently have to rely on a patchwork of mortgage-related guidance scattered across circulars in addition to the Lenders Handbook.
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CHLA Raises Concern Over RHS Staff Relocation

July 31, 2026
Emmeline Willey
The trade group said the planned relocation raises doubts about whether sufficient Rural Housing Service staff will stay on to implement the delegated underwriting authority pilot program.
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Around the Industry

July 31, 2026
Emmeline Willey
VA fee hike stalls; AI underwriter adds USDA support; HUD to advance grant management system update; FHA spread holds flat.
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Top Ginnie Servicers See Modest Growth in 2Q

July 17, 2026
Emmeline Willey
Ginnie Mae single-family servicing outstanding increased modestly during the second quarter, but individual servicers’ portfolios saw big movements. (Includes four data tables.)
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HUD Seeks Partial Claim Note Consolidation

July 17, 2026
Emmeline Willey
The Department of Housing and Urban Development plans to pursue rulemaking to allow a partial claim to be secured under the original mortgage, rather than as a subordinate note.
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VA to Update Partial Claim, Property Requirements

July 17, 2026
Emmeline Willey
The Department of Veterans Affairs’ 2026 regulatory agenda mostly consists of planned updates to align with recent lawmaking.
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Industry Seeks FHA Property Requirement Reforms

July 17, 2026
Emmeline Willey
Trade groups urged FHA to adopt a more holistic approach to determining the condition of a property, aligning its standards with those of the government-sponsored enterprises.
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New Housing Legislation Will Tweak FHA, VA Programs

July 17, 2026
Emmeline Willey
The new law calls for increased collaboration between federal housing agencies and seeks to restrict the ability of large investors to purchase swathes of single-family homes.
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Three FHA Lenders Lose Direct Endorsement Approval

July 17, 2026
Emmeline Willey
FHA terminated three lenders’ direct endorsement privileges across several regions.
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