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CHLA Reiterates Call for Liquidity Facility for Nonbanks

September 25, 2026
Emmeline Willey
The Community Home Lenders of America is doubling down on its call for a liquidity backstop for Ginnie Mae nonbank servicers.
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HECM Endorsements Increase in 2Q

September 25, 2026
Emmeline Willey
Endorsements of FHA-insured home equity conversion mortgages picked up in the second quarter, but not enough to combat the slide year-over-year. (Includes three data tables.)
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FHA Proposes Adopting GSE Property Standards

September 25, 2026
Emmeline Willey
FHA might hand the industry an item on its wish list, according to a proposal that floated adopting the property condition and quality rating scales used by the government-sponsored enterprises.
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Around the Industry

September 25, 2026
Emmeline Willey
Jones nominated for FHA commissioner; odds low for FHA mortgage insurance premium cut; FHA terminates DE for some lenders; HUD plans HECM sale; fee hike planned for Section 184 program.
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FHA to Accept VantageScore, FICO 10T Starting Jan. 1

September 11, 2026
Emmeline Willey
FHA plans to begin accepting loans underwritten using the new scoring model on a wide scale, rather than via a limited rollout.
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HUD Withdraws Reorganization Plans

September 11, 2026
Emmeline Willey
The Department of Housing and Urban Development quickly withdrew a cost-benefit document, which outlined reorganization plans.
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Trade Groups Voice Concerns Over VA Disclosures

September 11, 2026
Emmeline Willey
Industry groups urged FHA to flesh out and update the disclosures for VA mortgages that will be added to FHA mortgage applications as a result of Congress’ new housing law.
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FHA Lender Denial Rates Consistent Over Time

September 11, 2026
Emmeline Willey
Many large FHA lenders were consistently more lenient or stringent in their acceptance of applications over an eight-year period studied in a pair of new working papers.
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Desktop Underwriter to Accept ARM Rates From FHA Lenders

September 11, 2026
Emmeline Willey
Fannie Mae will update its automated underwriting system so it can accept lender-provided interest rates for FHA ARMs.
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UI Suggests Rate Roll-In Can Reduce VA Prepayments

September 11, 2026
Emmeline Willey
If borrowers of VA loans only paid refinance fees in cash or by rolling the fees into the interest rate, it would more accurately reflect the annual percentage rate of the new mortgage, thus reducing refis where the benefit is razor-thin, according to the Urban Institute.
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