Property owners whose lien subordination requests were denied because they chose to refinance with another lender are seeking class status in a lawsuit against their primary lender, PNC Bank. Although the proper defendant is PNC Bank, the complaint refers to the actions of National City Bank, which PNC acquired...

Creditors obliged to provide consumers notice if offered a loan with terms less favorable than those offered to less risky consumers have two alternative methods for determining which consumers must receive notice. These two methods are discussed...