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Policies & Programs
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Pulte in the Crosshairs for Mortgage Fraud Referrals

December 5, 2025
Dennis Hollier
After months of investigating Trump critics over allegations of mortgage fraud, FHFA Director Bill Pulte increasingly finds himself the target of investigations into possible episodes of misconduct and the misuse of power.
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GAO Urges FHFA to Provide GSEs More Fair Housing Guidance

December 5, 2025
Dennis Hollier
FHFA Director Bill Pulte’s decision to rescind or amend existing agency guidance on fair lending and fair housing requirements has muddled the compliance requirements for Fannie and Freddie.
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GSE Roundup

December 5, 2025
Dennis Hollier
FICO 10T takes a step forward; Trump names new acting IG of FHFA; a new, old analyst for Fannie Mae.
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Ackman Taps the Brakes on GSE Reform

November 21, 2025
Dennis Hollier
Pershing Square founder Bill Ackman, who earlier this year pitched a swift end to the conservatorship, now says it could take as long as three years. He also has some near-term suggestions.
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Freddie Continues to Update Quality Control Efforts

November 21, 2025
Dennis Hollier
The integration of Freddie’s new Quality Control Advisor Plus, its performing loan repurchase alternative pilot and its Income Calculator is expected to reduce loan defect levels and lower costs for lenders.
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GSE Reform Without Ending Conservatorships

November 21, 2025
Dennis Hollier
Mortgage industry stakeholders discussed what happens to the UMBS, LLPAs and capital rules if shares in the GSEs are sold without letting them out of conservatorship.
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House Reps Push for Looser Homeowners Insurance Rules at GSEs

November 21, 2025
Dennis Hollier
Rural lawmakers protest GSE guidelines that require borrowers to have replacement cost value homeowners insurance if their mortgage is purchased by Fannie Mae or Freddie Mac.
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Credit Score Changes to Impact CRT Disclosures

November 21, 2025
Dennis Hollier
Enhancements to CRT disclosures introduce three new fields and modify one existing field.
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Housing Finance World Debates Housing Goals

November 7, 2025
Dennis Hollier
FHFA’s bid to reduce the GSEs’ low- and very-low-income benchmarks was praised by some lender groups, but disparaged by affordable housing advocates.
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Potpourri of Selling Guide Updates at the GSEs

November 7, 2025
Dennis Hollier
The changes impact mortgages on manufactured homes, the treatment of rental income, undisclosed liabilities and single-closing construction-to-permanent loans.
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