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Home » Topics » Inside The GSEs » Regulation

Regulation
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Freddie Expands Definition of 'Related Person'

December 16, 2022
Dennis Hollier
The expanded definition will broaden the pool of parties that can provide funds or equity as part of a Freddie-backed mortgage transaction.
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Congress Pushes FHFA to Revise Capital Rules for FHLB Members

December 2, 2022
Dennis Hollier
If the nation goes into recession, paper losses on Treasuries and MBS may deprive small community banks from accessing critical FHLBank advances.
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Mortgage Brokers Push for Removal of Cash-Out Fee

December 2, 2022
Dennis Hollier
Mortgage brokers argue homeowners shouldn't have to pay fees to fund governmental policy initiatives.
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District Court Tosses Collins v. Yellen (For Good?)

December 2, 2022
Dennis Hollier
A district court judge in Houston said the plaintiffs weren’t able to prove that they were harmed because President Trump was prevented from removing FHFA Director Mel Watt from office for two years.
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GSEs Set Stage for New Conforming Loan Limits

December 2, 2022
Dennis Hollier
As of Jan. 1, Fannie Mae and Freddie Mac will for the first time be able to purchase one-unit single-family loans worth more than $1 million.
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Fannie Releases a Loan Defect Taxonomy for 2022

December 2, 2022
Dennis Hollier
A table comprised of 13 categories and dozens of subcategories itemizes all the ways a mortgage loan can go bad.
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FHFA Reduces Multifamily Caps as Market Contracts

November 18, 2022
Dennis Hollier
The volume of multifamily loans the enterprises can purchase will be smaller in 2023, but the FHFA also expanded the mission-oriented qualifications.
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New LLPA Rules Kick In Next Month

November 18, 2022
Dennis Hollier
Loan-level price adjustments for low-income and first-time borrowers and for loans that meet duty-to-serve requirements will be a thing of the past on Dec. 2.
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FHFA Goes Public With GSE Valuation Data

November 4, 2022
Dennis Hollier
FHFA is betting the formerly proprietary appraisal data of Fannie and Freddie can help reduce bias in the marketplace.
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Freddie Integrates New Cash Flow Data Into LPA

November 4, 2022
Dennis Hollier
Automated payroll deposits and timely payment of utilities and cell phone bills are about to enter the mortgage underwriting process.
Read More
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