Former Freddie CEO Don Layton joins critics who argue that, based on the results of the 2021 DFASTs, the current capital rule is far too conservative.

Some of the agency’s websites and web services do not use proper security protocols, leaving them vulnerable to cyberattacks.

Urban Institute researchers said the reliance on personal loans to finance manufactured housing adds to inequity in affordable housing.

By acing their 2021 stress tests, Fannie Mae and Freddie Mac may have demonstrated they’re no longer a threat to taxpayers, but they’re still years away from having enough capital.

Affordable housing advocates say Fannie Mae and Freddie Mac should do more to prevent investors from exploiting loopholes to profit off of LIHTC-funded properties.

FHFA says the new committee will provide greater transparency on policy and give shareholders more input on matters related to affordable, equitable and sustainable housing.

Beginning in March 2023, GSE servicers will have to retain fair lending data. FHFA set the requirement, citing lessons learned during the pandemic.

Sheila Bair, who resigned as Fannie board chair earlier this year, said the GSEs are ready to exit conservatorship.

The GSEs earned a combined $20.5 billion in theoretical net income under the severely adverse economic scenario of the 2022 stress tests. But those returns would vanish if they had to reserve for deferred tax assets.

The regulator of the GSEs rejiggers its leadership team, firming up supervision of its Divisions of Housing Mission and Goals and Bank Regulation.