Fannie and Freddie say goodbye to the 620 minimum credit score for lower-income homeowners seeking a refinance.

Following a joint warning from the FBI and the CISA, Freddie Mac reminded its seller/servicers about their role in preventing cyberattacks.

The enterprise’s suite of services will soon include the capability to use direct deposit data to assess borrower income.

Sellers upended expectations by increasing loan deliveries to the GSEs in January. Nine of the top 10 sellers delivered more loans to Freddie Mac than Fannie Mae. (Includes two data charts.)

Almost all the temporary seller flexibilities FHFA put in place because of the pandemic have either been retired or incorporated into the normal selling guides.

Who will take up the slack when the Fed is no longer the dominant buyer in the MBS market?

One veteran GSE investor and housing-finance system critic believes the $6 trillion book of business is actually worth more than $11 trillion.

At the direction of FHFA, the GSEs are permanently integrating desktop appraisals into their automated underwriting systems.

In April, Fannie and Freddie will begin charging sharply higher LLPAs on second-home and high-balance mortgages. The change is likely to expand non-agency securitizations at the expense of Fannie and Freddie.

Freddie veterans Steve Lineberger and Meg McElgunn will run the Western and Central districts as well as the Northeastern and Southeastern districts.