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Home » Topics » Inside The GSEs » Sales

Sales
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Some Tweaks as FHFA Sets Housing Goals for GSEs

December 23, 2021
Dennis Hollier
The new goals don’t deviate dramatically from what the agency proposed in August, but the mulitfamily goals will only apply to 2022 instead of the usual three-year time span.
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December Updates for GSE Seller/Servicers

December 23, 2021
Dennis Hollier
GSEs issue lender letters/bulletins tweaking their guidelines for lenders and servicers.
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Redwood Joins Critics of New Loan Limits

December 23, 2021
Dennis Hollier
In 2022, the GSEs will be able to purchase loans nearing $1 million, cutting into what has typically been the non-agency jumbo market.
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Jump in Conforming Loan Limits Raises Questions

December 10, 2021
Dennis Hollier
Critics argue that the mechanical method for determining the loan limits distorts the market and makes it harder for the GSEs to meet their affordable housing goals.
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Freddie Mac Thumbs Its Nose at Cryptocurrency

December 10, 2021
Dennis Hollier
Bitcoin and its competitors remain unwanted in the U.S. mortgage market.
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Fannie in the Amazon Cloud, Helping to Address Risks

December 10, 2021
Dennis Hollier
The mortgage giant is tied by an alphabet soup to the even larger cloud giant.
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Fannie Multifamily Digitizes Rent Rolls

December 10, 2021
Dennis Hollier
The new system should be able to gather most of the rent roll data directly from popular property management systems.
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GSE Cash Purchases Give Way to Different Strategies

November 12, 2021
John Bancroft
Freddie has seen a big shift in how lenders sell loans, with the share of cash sales dropping sharply in 2021 while swaps have gained favor. The same thing happened at Fannie, though not as dramatically. (Includes two data charts.)
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Freddie to Expand Research on Appraisal Bias

November 12, 2021
Dennis Hollier
Roughly half of appraisers who work in both white and minority neighborhoods appear to systematically undervalue homes in predominately minority census tracts.
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Freddie Allows Rent Payment to Count in Underwriting

November 12, 2021
Dennis Hollier
A partnership with fintech Esusu Finance will allow landlords to automatically forward positive rental payment history to the major credit reporting bureaus.
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