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Home » Topics » Inside The GSEs » Sales

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Freddie Allows Rent Payment to Count in Underwriting

November 12, 2021
Dennis Hollier
A partnership with fintech Esusu Finance will allow landlords to automatically forward positive rental payment history to the major credit reporting bureaus.
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Fannie Sets New Standards for Condo Lending

October 15, 2021
Dennis Hollier
Temporary rules attempt to address the issue of “significant deferred maintenance” in the nation's aging supply of condominium and cooperative homes.
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GSEs Announce More RPL Sales

October 15, 2021
Dennis Hollier
Fannie gets rid of its RPL through whole loan sales, while Freddie prefers securitizations for its offerings.
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GoodLeap Top Contributor to GSEs’ Green MBS

October 1, 2021
Dennis Hollier
Freddie’s refinance-based green MBS program leapfrogs past Fannie’s more mature program based on newly built homes. (Includes data chart.)
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Freddie Mac Documents Race-Based Appraisal Bias

October 1, 2021
Dennis Hollier
Looking at more than 12 million home appraisals, researchers found that sellers in minority census tracts were more than twice as likely to receive an appraisal below the sale price than sellers in white districts.
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Biden Administration Includes FHFA in Affordable Housing Plan

September 3, 2021
Dennis Hollier
The agency will allow the GSEs to boost LIHTC investment by $350 million each and expand the sale of REO properties to owner-occupants and nonprofits.
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Understanding the Affordable Housing Goals for the GSEs

September 3, 2021
Dennis Hollier
New area-based subgoals for minority and low-income census tracts are aimed at reducing the likelihood that GSE loan purchases inadvertently promote gentrification.
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GSE Cash-Window Caps Prompt Move to MBS

August 20, 2021
Dennis Hollier
Freddie Mac and MCT team up to help small- and mid-sized lenders make the switch from cash seller to guarantor. The transition impacts everything from pricing to operations.
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Pushback on GSE PSPA Amendments Intensifies

August 20, 2021
Dennis Hollier
Trade groups give Treasury and FHFA officials an earful on the damage caused by changes to the preferred stock purchase agreements.
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Trade Groups Oppose Using G-Fees to Fund Infrastructure Bill

August 6, 2021
Dennis Hollier
Despite early criticism of Senate plans to use the 10-basis-point g-fee to help pay for a bipartisan infrastructure bill, industry groups have been more muted since the text of the bill became public.
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