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Regulators Extend Review of Credit Risk-Retention Regulations

July 23, 2021
Dennis Hollier
FHFA and other federal financial regulators are still grappling with issues like whether the definitions of QMs and QRMs should remain identical.
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Lower Courts Wrangle with SCOTUS’ Collins Decision

July 23, 2021
Dennis Hollier
Plaintiffs manage to find legal ammunition in what most Supreme Court observers believe was a slam dunk victory for the government.
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Industry Still Considering Impact of SCOTUS Decision

July 9, 2021
Dennis Hollier
One unintended consequence of the court ruling: The Biden administration got the greenlight to reform the GSEs without the help of Congress.
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Fannie and Freddie Ease Excess Capital Rules for Private MIs

July 9, 2021
Dennis Hollier
With delinquency numbers falling, the GSEs will relax excess capital requirements, paving the way for PMIs to resume dividend payouts.
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FHFA Expands Post-Moratorium Relief

July 9, 2021
Dennis Hollier
With the end of forbearance in sight for millions of borrowers, FHFA adds more protections for homeowners impacted by the pandemic.
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Fannie Draws Fire for Rule on Short-Term Rentals

July 9, 2021
Dennis Hollier
Lenders, real estate agents and condo boards lambaste the GSE for using vague and undefined terminology to determine whether it will purchase mortgages from projects with significant short-term rental activity.
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Fair Lending Starting to Gain Prominence Under Thompson

July 9, 2021
Dennis Hollier
Besides using its own enforcement powers, FHFA will be referring cases to other appropriate agencies, including the Department of Justice.
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FHFA’s Embattled IG to Retire

July 9, 2021
Dennis Hollier
Laura Wertheimer to depart in the wake of claims she fostered “a culture of witness intimidation.”
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Three FHFA Veterans Promoted

July 9, 2021
Dennis Hollier
FHFA Acting Director Sandra Thompson begins building her leadership team.
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GSEs Take Different Paths to the 7% Cap on I/SH Loans

June 25, 2021
Dennis Hollier
With Fannie already over the PSPA cap on non-owner-occupied loan volume, lenders may have to dramatically reduce their delivery of second-home and investor-property mortgages.
Read More
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