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Inside The GSEs
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FHFA Sets 2025-2027 Housing Goals for GSEs

January 3, 2025
Dennis Hollier
The housing goals include several benchmarks that have been reduced to reflect challenges in the mortgage market.
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Should GSEs Be Liable for Third-Party UDAP Violations?

January 3, 2025
Dennis Hollier
MBA revisits complaints about a new regulation that requires the GSEs to certify that third-party service providers are compliant with FTC rules covering unfair or deceptive acts or practices.
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CBO Explores Budgetary Impact of Enterprises

January 3, 2025
Dennis Hollier
Researchers estimate that extending the TCCA fee for two years and reducing the size of conforming loan limits would reduce the federal deficit by nearly $15 billion over 10 years.
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FHLBank Stakeholders Weigh In on Fed’s Discount Window

January 3, 2025
Dennis Hollier
Trade groups point out that it sometimes takes days for lenders to get their collateral back after paying off a Fed advance.
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Former Fannie Exec Joins Mr. Cooper Board

January 3, 2025
Dennis Hollier

Mr. Cooper Group added Andrew Bon Salle, a former Fannie executive, to its board.



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Seller GSE Repurchases Decline Sharply in Third Quarter

December 13, 2024
John Bancroft
Freddie repurchases dropped in the third quarter as the GSE changed how it classifies loans with defects that have been cured by the seller. Withdrawn buyback claims were up. (Includes three data tables.)
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GSE Volumes Lag Ginnie Mae in November

December 13, 2024
Dennis Hollier
Ginnie MBS issuance outpaced the GSEs beginning in 2022, a trend that holds to this day. (Includes two data tables.)
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Debate Continues Over GSE Reform

December 13, 2024
Dennis Hollier
Some industry groups are calling for a legislative solution to ending the conservatorships; others say FHFA and Treasury can do it themselves.
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Industry Cheers Revisions to Suspended Counterparty Rule

December 13, 2024
Dennis Hollier
Although FHFA’s re-proposed rule takes into account many industry comments, stakeholders are seeking more clarification.
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Freddie Updates Various Requirements for Sellers

December 13, 2024
Dennis Hollier
A new bulletin includes details on Freddie’s fee-only repurchase alternative, cybersecurity requirements and other issues.
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