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Inside Mortgage Trends
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HUD IG Anxious About Legacy Tech Systems; 87 Percent are ‘Old’

December 29, 2017
Paul Muolo
What could go wrong? For starts, FHA might not be able to pay claims…
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Banks Continue to Add Home Mortgages to Portfolio

December 28, 2017
Brandon Ivey
JPMorgan Chase continued to boost its first-lien holdings even as it issued a number of relatively large jumbo MBS deals…
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Short Takes: The Most Profitable Company in America (Per Employee) is Fannie Mae / What About Ginnie? / Coming in January: A New FHA Commissioner / What’s the Hold Up? Answer: Sen. Warren

December 28, 2017
Paul Muolo
The ranking was determined by dividing a company’s profit over the last financial year by the number of employees…
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Correspondent Channel Gains Market Share in Government-Insured Mortgage Market

December 27, 2017
George Brooks
Through three quarters this year, retail originations fell 20.2 percent while brokers saw a 10.3 percent production drop and correspondent lending declined by only 1.8 percent.
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Competition for Lower Volume of Originations Driving Down Lenders’ Projections for Profit Margins

December 27, 2017
Brandon Ivey
Some lenders said they’re loosening underwriting standards in in an effort to compete for volume.
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Short Takes: Homes Prices Still Increasing / A Slowdown Expected / Flagstar Takes Hit from Tax Bill / Proceeds from FCA Cases Decline

December 27, 2017
Brandon Ivey
Nationally, home prices increased by 6.48 percent in October compared with a year ago, according to Black Knight.
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CFPB Policy on New HMDA Data Collection Brings Relief and Uncertainty

December 26, 2017
Brandon Ivey
“While this flexible approach is generally beneficial for lenders and consumers, it does produce some uncertainty over what will be considered ‘good faith’ or ‘material,’” according to attorneys at the law firm of Buckley Sandler.
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Short Takes: FHA Operations Funded / CFPB to 'Reconsider' HMDA Elements / GSEs Set to Take DTA Charges / Tax Bill's Impact on Home Sales

December 26, 2017
Brandon Ivey
A new spending bill approved by Congress extended federal funding through Jan. 19.
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Ginnie Mae – the Fastest-Growing Component of the Agency MSR Market

December 21, 2017
John Bancroft
While combined GSE servicing still accounted for a hefty 44.9 percent of single-family mortgages, it has continued to drift lower over the course of 2017…
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GOP Tax Reform a Mixed Bag for Housing Industry

December 21, 2017
Brandon Ivey
Beginning in tax year 2018, a deduction won’t be allowed for interest paid on home-equity loans unless proceeds from the loan are used to improve the residence…
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Latest Imf News

  • Originations Up, Margins Down at AmeriHome in 2Q

  • Union Home Mortgage Acquires Non-QM Lender’s Origination Assets

  • Annaly Adds to Agency MBS Holdings in Second Quarter

  • No Gaming With Credit Scores: Equifax CEO

More Imf News

Featured Data

  • Ginnie Issuance Soars in 2Q; Purchase Mortgages Strong

  • Non-Agency MBS Issuance Declines in Second Quarter

  • MBS/ABS Issuance Rises in 2Q26, But Momentum Stalls

  • Lenders Put an Emphasis on FHA, VA Loans in 2Q

More Featured Data

Featured Reports

  • Agency Seller-Issuer Profile: 1Q26 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Guide to Mortgage Lending to First-Time Homebuyers

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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