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Inside Mortgage Trends
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Grapevine: RON Legislative Effort Thwarted; Credit Unions Allowed to Buy MSRs

December 23, 2021
Brandon Ivey
Remote online notarization provision dropped from defense bill; credit unions allowed to acquire MSRs from other credit unions; new document processing technology offering; mortgage tech vendor raises capital; automated mortgage assistance product offered to distressed mortgage borrowers, for a fee.
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GAO Finds Alternative Data Rarely Used in Underwriting

December 23, 2021
Sam Manas
The government watchdog found few instances where lenders incorporated alternative data in their underwriting.
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Production Income Gains as Servicing Turns Profitable

December 10, 2021
John Bancroft
There is some evidence that production was less efficient in the third quarter, but profitability was up anyway. Servicing income was clearly stronger. (Includes data chart.)
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A Handful of Lenders Trim Staff. The Beginning of a Trend?

December 10, 2021
Paul Muolo
Residential funders are beginning to cut costs, holiday season or not. Just how bad might it get?
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Banks Report 3Q21 Decline in Repurchases and Reserves

December 10, 2021
John Bancroft
Call-report data show bank mortgage repurchases fell 9.4% in the third quarter. However, GSE buyback volume continued to climb. (Includes data chart.)
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Closing Costs Cutting into Affordability for First-Time Homebuyers

December 10, 2021
Brandon Ivey
Low-income first-time homebuyers face higher closing costs than others receiving purchase mortgages, according to economists at Fannie Mae. The GSE is suggesting changes that could fix some of that.
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Lender Facing Loss After Setback in Appraisal Lawsuit

December 10, 2021
Brandon Ivey
An appraisal company failed to note that improvements to a refinanced property happened to encroach on neighboring land, but the lender, First Community Mortgage, couldn’t pin losses on the appraiser.
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Distressed Borrowers Hold on as Foreclosures Drop

December 10, 2021
Sam Manas
Foreclosures are down, but forbearance is up. Industry analysts have some theories as to why homeowners aren’t selling, but motivations remain somewhat unclear.
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Lenders Should Monitor Rising Insurance Costs, Says SitusAMC

December 10, 2021
Monica Hogan
Mortgage originators in disaster-prone areas should monitor the trends that could lead to a sustained rise in property insurance premiums, according to advisory firm SitusAMC.
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Grapevine: Automation, Algorithms a Major Focus for Industry

December 10, 2021
Brandon Ivey
Start-up mortgage lender Beeline completes Series A funding; HouseCanary publishes report defending its AVM; DC attorney general introduces legislation aimed at the use of algorithms by companies in the housing sector; LoanLogics acquires LoanBeam.
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Latest Imf News

  • Depository Share of GSE Servicing Increases in 1Q

  • Margins Increase at AmeriHome Owner in First Quarter

  • Brokers Look to Reduce Credit Report Costs

  • Annaly Turns Profit in First Quarter Despite Agency MBS Issues

More Imf News

Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

  • GSE Lenders Stretch Credit Envelope in First Quarter

  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

More Latest Reports

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