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Inside Mortgage Trends
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Short Takes: The Most Profitable Company in America (Per Employee) is Fannie Mae / What About Ginnie? / Coming in January: A New FHA Commissioner / What’s the Hold Up? Answer: Sen. Warren

December 28, 2017
Paul Muolo
The ranking was determined by dividing a company’s profit over the last financial year by the number of employees…
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Correspondent Channel Gains Market Share in Government-Insured Mortgage Market

December 27, 2017
George Brooks
Through three quarters this year, retail originations fell 20.2 percent while brokers saw a 10.3 percent production drop and correspondent lending declined by only 1.8 percent.
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Competition for Lower Volume of Originations Driving Down Lenders’ Projections for Profit Margins

December 27, 2017
Brandon Ivey
Some lenders said they’re loosening underwriting standards in in an effort to compete for volume.
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Short Takes: Homes Prices Still Increasing / A Slowdown Expected / Flagstar Takes Hit from Tax Bill / Proceeds from FCA Cases Decline

December 27, 2017
Brandon Ivey
Nationally, home prices increased by 6.48 percent in October compared with a year ago, according to Black Knight.
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CFPB Policy on New HMDA Data Collection Brings Relief and Uncertainty

December 26, 2017
Brandon Ivey
“While this flexible approach is generally beneficial for lenders and consumers, it does produce some uncertainty over what will be considered ‘good faith’ or ‘material,’” according to attorneys at the law firm of Buckley Sandler.
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Short Takes: FHA Operations Funded / CFPB to 'Reconsider' HMDA Elements / GSEs Set to Take DTA Charges / Tax Bill's Impact on Home Sales

December 26, 2017
Brandon Ivey
A new spending bill approved by Congress extended federal funding through Jan. 19.
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Ginnie Mae – the Fastest-Growing Component of the Agency MSR Market

December 21, 2017
John Bancroft
While combined GSE servicing still accounted for a hefty 44.9 percent of single-family mortgages, it has continued to drift lower over the course of 2017…
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GOP Tax Reform a Mixed Bag for Housing Industry

December 21, 2017
Brandon Ivey
Beginning in tax year 2018, a deduction won’t be allowed for interest paid on home-equity loans unless proceeds from the loan are used to improve the residence…
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Passage of Tax Bill Prompts Some Lenders to Increase Minimum Wages, Hand Out Bonuses

December 21, 2017
Brandon Ivey
Washington Federal will increase wages by 5.0 percent for employees earning less than $100,000 a year…
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As GSE Reform Waits in the Wings, Fannie and Freddie Continue on as Well-Oiled, Money-Making Machines

December 21, 2017
Fannie Mae and Freddie Mac likely will post healthy combined earnings for the fourth quarter in the range of $4.0 billion to $5.0 billion, according to an analysis by Inside Mortgage Finance. And un-der a surprise revision to their conservatorship terms, they’ll likely be able to keep a good deal of it.
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Latest Imf News

  • Servicing Portfolios Decline at Rocket, Chase in 3Q

  • Onity Adjusting MSR Acquisition Strategy, Subservicing

  • Ending GSE Conservatorship by 2028 Looks Unlikely

  • Consumer Advocates Seek Stronger Regulation of HEIs

More Imf News

Featured Data

  • Top Ginnie Servicers Increase Portfolios in Third Quarter

  • Major Lenders Pull Back on ECM MBS in 3Q

  • Resets Drive CLO/CDO Issuance Higher in 3Q

  • Originations Tumble 16% in Third Quarter

More Featured Data

Featured Reports

  • Mortgage Profitability Report 2Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Lender Profiles 2Q26: Top 25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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