All of the growth in GSE volume came from the purchase-mortgage side of the business…

One slide in the GSE presentation is entitled, “The Blob and the Return of the Blob,” a reference to the horror movie classics of the late 1950s…

Collectively, Fannie Mae and Freddie Mac recorded a modest increase in new single-family business from the first quarter of 2018 to the second, but the bird’s-eye view misses some key details. [Includes three data charts.]

Under the Economic Growth, Regulatory Relief and Consumer Protection Act, banks with less than $10 billion in assets can receive QM treatment for certain loans...

Roughly 44.6 percent of the loans were underwritten with alternative documentation or bank statements…

But there’s a catch for lenders: Originators will have to pay an additional loan-level price adjustment…

In the first quarter of 2018, Flagstar funded $7.88 billion of home mortgages, just $960 million of which came through the retail channel...

The share of high-DTI loans has continued to go up this year…

Although loan production is down this year, that isn’t stopping some lenders from moving forward with expansion plans.

The net result was a strong gain in Freddie’s share of the GSE market…