https://www.insidemortgagefinance.com/rss en-us jbancroft@imfpubs.com Securitization of consumer loans and credit cards saw huge gains from the first to the second quarter, helping ABS issuance set a new record. Stellantis was the top ABS issuer in the second quarter, while Bank of America ranked as the top underwriter. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/238059 Thu, 23 Jul 2026 15:00:00 -0400 https://www.insidemortgagefinance.com/articles/238059-consumer-debt-drives-new-abs-to-record-high-in-2q26 bivey@imfpubs.com The Trump administration has provided little guidance on how the GSEs will achieve their goal of purchasing $200 billion of agency MBS. Still, actions by Fannie and Freddie have helped competing agency MBS investors get comfortable with activity by the mortgage giants. http://www.insidemortgagefinance.com/articles/238062 Thu, 23 Jul 2026 14:46:55 -0400 https://www.insidemortgagefinance.com/articles/238062-agency-mbs-investors-happy-with-backstop-from-gses azimmardi@imfpubs.com Bayview Asset Management recently issued two forward-flow deals, with the issuer adding to the pools during a prefunding period. http://www.insidemortgagefinance.com/articles/238068 Thu, 23 Jul 2026 14:44:56 -0400 https://www.insidemortgagefinance.com/articles/238068-bayview-closes-unique-non-agency-mbs-deals bivey@imfpubs.com The Basel re-proposal from federal bank regulators includes provisions that would limit mortgage warehouse lending and securitization by banks, according to industry participants. http://www.insidemortgagefinance.com/articles/238066 Thu, 23 Jul 2026 14:43:58 -0400 https://www.insidemortgagefinance.com/articles/238066-bank-warehouse-lending-securitization-could-see-hit azimmardi@imfpubs.com More than 30 investors participated in the $508.6 million securitization of home equity investment products. http://www.insidemortgagefinance.com/articles/238063 Thu, 23 Jul 2026 14:42:02 -0400 https://www.insidemortgagefinance.com/articles/238063-point-closed-largest-ever-hei-deal jdohnert@imfpubs.com ABS investors are advised to look closely at deals and focus on senior tranches that offer protection from lower-income borrowers. http://www.insidemortgagefinance.com/articles/238064 Thu, 23 Jul 2026 14:41:04 -0400 https://www.insidemortgagefinance.com/articles/238064-k-shaped-economy-masks-strong-abs-performance ewilley@imfpubs.com A recent issuance from Honor Capital builds on an emerging class of ABS that use life insurance policies for businesses and the wealthy as collateral. http://www.insidemortgagefinance.com/articles/238067 Thu, 23 Jul 2026 14:40:06 -0400 https://www.insidemortgagefinance.com/articles/238067-specialized-life-insurance-structures-emerge-in-abs-space ewilley@imfpubs.com Reprise Financial, formerly doing auto loans as Skopos, will issue its first ABS backed by personal loans, some of which rely on used cars as collateral. http://www.insidemortgagefinance.com/articles/238078 Thu, 23 Jul 2026 14:39:09 -0400 https://www.insidemortgagefinance.com/articles/238078-former-auto-lender-issues-personal-loan-abs azimmardi@imfpubs.com Kroll Bond Rating Agency last week assigned ratings on a $191.5 million deal of residential transition loans from Fidelis Investors. http://www.insidemortgagefinance.com/articles/238018 Thu, 16 Jul 2026 16:54:53 -0400 https://www.insidemortgagefinance.com/articles/238018-kbra-begins-rating-rtls sclark@imfpubs.com The Structured Finance Association asked NAIC to work with existing supervisory authorities responsible for oversight of rating services to avoid creating duplicative oversight obligations. http://www.insidemortgagefinance.com/articles/238017 Thu, 16 Jul 2026 16:52:55 -0400 https://www.insidemortgagefinance.com/articles/238017-sfa-recommends-changes-to-naic-crp-framework bivey@imfpubs.com The near-term credit impact of the new housing legislation on existing SFR securitizations is expected to be benign. Build-to-rent properties are expected to be the predominant collateral in new securitizations. http://www.insidemortgagefinance.com/articles/238004 Thu, 16 Jul 2026 16:50:56 -0400 https://www.insidemortgagefinance.com/articles/238004-outstanding-sfr-securitizations-safe-from-road-law jdohnert@imfpubs.com Angel Oak Capital Advisors believes that a recent rise in interest rate volatility could help increase returns for MBS. http://www.insidemortgagefinance.com/articles/238007 Thu, 16 Jul 2026 16:48:58 -0400 https://www.insidemortgagefinance.com/articles/238007-interest-rate-volatility-could-provide-boost-for-mbs dhollier@imfpubs.com Testifying before the House Financial Services Committee this week, Federal Reserve Chair Kevin Warsh said any changes to monetary policy — including the Fed’s balance sheet — will be made transparently and communicated in advance to the market. http://www.insidemortgagefinance.com/articles/238016 Thu, 16 Jul 2026 16:47:01 -0400 https://www.insidemortgagefinance.com/articles/238016-policy-changes-at-the-fed-may-take-time jdohnert@imfpubs.com Investors are scrutinizing risks to MBS posed by climate issues. Analysts believe the anxiety doesn’t align with historical data. http://www.insidemortgagefinance.com/articles/237954 Thu, 16 Jul 2026 16:45:03 -0400 https://www.insidemortgagefinance.com/articles/237954-mbs-investors-raise-concerns-on-climate-risk bivey@imfpubs.com The firm started offering credit cards in 2024 and is poised to top more than one million cardholders this year. The monthly payment rate on Robinhood’s gold card is well above MPRs for cards from many other firms, thanks to the 3% cash back offered on all transactions. http://www.insidemortgagefinance.com/articles/238020 Thu, 16 Jul 2026 16:44:08 -0400 https://www.insidemortgagefinance.com/articles/238020-robinhood-upsizes-its-first-credit-card-abs dhollier@imfpubs.com While FICO and VantageScore debate whose new credit score model performs best, industry insiders say the transition to new scoring models may take years. http://www.insidemortgagefinance.com/articles/237941 Thu, 09 Jul 2026 16:32:04 -0400 https://www.insidemortgagefinance.com/articles/237941-gses-release-historical-fico-10t-data dhollier@imfpubs.com In May, the combined retained mortgage portfolios of Fannie Mae and Freddie Mac saw their first monthly decline in more than a year. http://www.insidemortgagefinance.com/articles/237927 Thu, 09 Jul 2026 16:31:52 -0400 https://www.insidemortgagefinance.com/articles/237927-gses-end-mbs-buying-spree bivey@imfpubs.com FHFA plans to issue a proposed rule regarding credit-risk retention and the SEC is working toward a proposal to encourage issuance of publicly registered MBS and ABS. http://www.insidemortgagefinance.com/articles/237943 Thu, 09 Jul 2026 16:29:56 -0400 https://www.insidemortgagefinance.com/articles/237943-fhfa-sec-plan-separate-securitization-proposals bivey@imfpubs.com A proposal to revise Basel capital requirements for banks included some provisions that could have a negative impact on credit-risk transfer activity, according to industry participants. http://www.insidemortgagefinance.com/articles/237945 Thu, 09 Jul 2026 16:28:58 -0400 https://www.insidemortgagefinance.com/articles/237945-banks-seek-changes-to-proposal-on-crt-capital jdohnert@imfpubs.com Figure issued a fully pre-funded securitization with HELOCs, with the firm touting the effort as an alternative to the agency TBA market. http://www.insidemortgagefinance.com/articles/237948 Thu, 09 Jul 2026 16:27:00 -0400 https://www.insidemortgagefinance.com/articles/237948-figure-closes-first-fully-pre-funded-securitization azimmardi@imfpubs.com JPMorgan Chase and Goldman Sachs, already prolific issuers of non-agency MBS, have further broadened their issuance mix. http://www.insidemortgagefinance.com/articles/237953 Thu, 09 Jul 2026 16:26:02 -0400 https://www.insidemortgagefinance.com/articles/237953-chase-goldman-expand-non-agency-mbs-offerings sclark@imfpubs.com The Supreme Court of Maryland ruled passive trusts that hold mortgages don’t need to obtain a mortgage license. http://www.insidemortgagefinance.com/articles/237908 Thu, 09 Jul 2026 16:25:03 -0400 https://www.insidemortgagefinance.com/articles/237908-md-court-further-confirms-some-mbs-not-subject-to-licensing bivey@imfpubs.com SFA and other trade groups are seeking major changes to the re-proposed bank capital requirements. MBA raised concerns that non-agency MBS would receive more favorable capital treatment than GSE MBS. http://www.insidemortgagefinance.com/articles/237839 Thu, 25 Jun 2026 16:24:43 -0400 https://www.insidemortgagefinance.com/articles/237839-securitization-players-seek-changes-to-capital-proposal dhollier@imfpubs.com Most analysts say that higher inflation means rate cuts are off the table for Fed Chair Kevin Warsh, even though President Trump still says he still wants lower rates. http://www.insidemortgagefinance.com/articles/237837 Thu, 25 Jun 2026 16:19:47 -0400 https://www.insidemortgagefinance.com/articles/237837-assessing-warshs-first-fomc-meeting jdohnert@imfpubs.com Investors see expanded-credit MBS as a safer bet than consumer ABS and CLO deals. http://www.insidemortgagefinance.com/articles/237835 Thu, 25 Jun 2026 16:18:49 -0400 https://www.insidemortgagefinance.com/articles/237835-non-qm-mbs-seen-as-alternative-to-more-volatile-securities bivey@imfpubs.com More than 90% of expanded-credit mortgage production went into MBS in the first quarter of 2026. (Includes data table.) http://www.insidemortgagefinance.com/articles/237848 Thu, 25 Jun 2026 16:16:45 -0400 https://www.insidemortgagefinance.com/articles/237848-securitization-rate-for-mortgages-rebounds-in-1q azimmardi@imfpubs.com The new workflow allows for list distribution, quote collection, execution and post-trade processing. http://www.insidemortgagefinance.com/articles/237844 Thu, 25 Jun 2026 16:15:53 -0400 https://www.insidemortgagefinance.com/articles/237844-bloomberg-modernizes-abs-workflow-with-electronic-trading-offering sclark@imfpubs.com A number of nonbanks involved in the ABS market have opted for bank charters in recent years. The capital requirements and oversight that come with that status will benefit nonbank ABS, Moody’s said. http://www.insidemortgagefinance.com/articles/237834 Thu, 25 Jun 2026 16:14:55 -0400 https://www.insidemortgagefinance.com/articles/237834-nonbanks-bank-charter-increase-boosts-abs azimmardi@imfpubs.com The downgrade watch was attributed to deterioration in performance, underperformance and liquidity challenges. http://www.insidemortgagefinance.com/articles/237821 Thu, 25 Jun 2026 16:13:58 -0400 https://www.insidemortgagefinance.com/articles/237821-some-abs-issued-in-recent-years-face-downgrades dhollier@imfpubs.com A property law expert said securitizing real property interests encourages home price inflation. http://www.insidemortgagefinance.com/articles/237830 Thu, 25 Jun 2026 16:12:00 -0400 https://www.insidemortgagefinance.com/articles/237830-the-case-against-mbs