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Home » Topics » Inside Mortgage Finance » Legislation

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Trump’s GSE Decree Provides Some Comfort

June 5, 2025
Dennis Hollier
Many stakeholders remain skeptical of the Trump administration’s efforts to release the GSEs from conservatorship, but some analysts now say the process need not meaningfully impact mortgage rates.
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Grapevine: Wells Freed From Asset Cap; VA Partial Claims Update

June 5, 2025
Brandon Ivey and Emmeline Willey
The Fed lifts asset cap imposed on Wells Fargo; bill to establish VA partial claims program introduced in Senate; mortgage applications slow.
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Trump Explicitly Endorses GSEs’ Implicit Guarantee

May 29, 2025
Dennis Hollier
The president’s plan to maintain the implicit guarantee of Fannie Mae and Freddie Mac MBS still leaves unanswered many questions that skeptics say are critical to the GSEs’ safe and sound exit from conservatorship.
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Grapevine: VA Partial Claims Update; Hint on FHA Commissioner

May 22, 2025
Brandon Ivey
VA partial claims bill passes in House; nominee for FHA commissioner expected to have industry experience; Pulte touts big find at Fannie.
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VA Partial Claims Bill Bound for House Floor

May 15, 2025
Emmeline Willey
The House Veterans’ Affairs Committee marked up a bill to establish a partial claims program as the last-resort home retention option for borrowers with VA-backed loans.
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Grapevine: Fed Steady Amid Uncertainty on Tariffs; CFPB Budget

May 8, 2025
Brandon Ivey
FOMC holds federal funds rate steady; MBA expects rate cut later this year; House committee votes to slash CFPB’s budget.
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Grapevine: Housing Bills; NCUA Board Down to One Member

April 24, 2025
Brandon Ivey
New bills in Congress aimed at the housing market have some bipartisan support; Trump fires Democrats on NCUA board; Trump administration looks to boost mortgage activity at smaller banks.
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Fannie Fires More Than 100 Employees for ‘Unethical Conduct’

April 10, 2025
Dennis Hollier
Fannie and FHFA accused the employees of fraud and deceitful actions, but provided no details of wrongdoing.
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Sharp Democratic Response to FHFA Actions

April 3, 2025
Dennis Hollier
FHFA Director Bill Pulte gets a glimpse of what congressional oversight looks like as leading Democrats criticize him for actions in his first weeks in office.
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CDFI Fund Appears Safe From Potential Cuts

March 27, 2025
James Dohnert
Recent communications from the White House seem to affirm that the CDFI Fund won’t face drastic cuts following a recent executive order.
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