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California Wildfires Could Lead to Mass Homeowner Exodus

January 16, 2025
James Dohnert
Property insurance challenges and rising home values could make it difficult for homeowners to rebuild after the California wildfires.
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Mission Lending Responsibilities Could Follow GSEs

January 16, 2025
Dennis Hollier
Affordable housing advocates say ending the GSE conservatorships administratively won’t relieve the enterprises from the mission-related responsibilities included in their charters and HERA.
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California Regulation Aims to Boost Wildfire Insurance Coverage

January 9, 2025
James Dohnert
The new regulation will allow the costs of reinsurance to be passed down to homeowners and potentially increase coverage in high-risk areas.
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Property Insurance Non-Renewals a Growing Concern

January 2, 2025
James Dohnert
A new report from the Senate Budget Committee highlights how property insurance non-renewals are impacting homeowners and lenders.
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Industry Remains Hopeful for Ban on Trigger Leads

November 27, 2024
Monica Hogan
Lender trade groups are maintaining hope that Congress will vote to pass a trigger lead ban before the December holidays.
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Former Freddie CEO Layton Suggests Getting Rid of MSR

November 21, 2024
Dennis Hollier
The former Freddie executive said eliminating mortgage servicing rights, or transferring them to the GSEs, would eliminate the need for nonbank mortgage servicers to make servicing advances on delinquent loans.
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Trump Victory May Reset Mortgage Regulatory Environment

November 7, 2024
Dennis Hollier
FHFA and CFPB insiders expect the new administration to make quick changes in agency leadership, a process made easier by Republicans gaining control of the Senate.
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Tensions Grow Between the Biden Administration and the FHLBanks

October 10, 2024
Dennis Hollier
Deputy Secretary of Treasury Wally Adeyemo hinted that the government might reduce its support of the FHLBanks if they don’t put more funds toward affordable housing.
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Insurance Companies Defend Their FHLBank Membership

October 3, 2024
Dennis Hollier
Insurance companies were some of the largest originators of mortgages when the FHLBanks were created, but that’s no longer the case.
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Trigger Leads Ban Bundled; Government Shutdown Averted

September 26, 2024
James Dohnert
A bill to ban trigger lead activity was rolled into an annual appropriations bill. Congress also passed a stopgap funding bill through Dec. 20.
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