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Sharp Democratic Response to FHFA Actions

April 3, 2025
Dennis Hollier
FHFA Director Bill Pulte gets a glimpse of what congressional oversight looks like as leading Democrats criticize him for actions in his first weeks in office.
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CDFI Fund Appears Safe From Potential Cuts

March 27, 2025
James Dohnert
Recent communications from the White House seem to affirm that the CDFI Fund won’t face drastic cuts following a recent executive order.
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UWM Pitches Changes to Address Affordability

March 13, 2025
Brandon Ivey
The chief innovation officer at United Wholesale Mortgage testified at a hearing in Congress this week on housing affordability. Senators at the hearing largely focused on issues outside of the mortgage market.
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GAO: Housing Finance Remains a ‘High-Risk Area’

March 6, 2025
Dennis Hollier
The government watchdog said federal agencies associated with housing finance have met three of five critical criteria for mitigating the risk they pose to taxpayers.
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Regulatory Environment Loosening Under Trump

February 27, 2025
James Dohnert
Questions still remain about the future of the CFPB with some industry leaders wondering if it will be streamlined or shuttered.
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GSE Footprint Expected to Shrink Under Trump

February 13, 2025
James Dohnert
FHFA may push Fannie Mae and Freddie Mac to increase LLPAs on mission-adjacent loans to drive more loan sales to the private market.
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Trump’s War on DEI May Cause Issues for SPCPs

February 13, 2025
Dennis Hollier
Regulators and lenders will have to figure out how to comply with non-discrimination laws without resorting to the use of DEI.
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PHH Pauses Non-Agency Mortgage Originations in Maryland

February 6, 2025
James Dohnert
The lending affiliate of the Onity Group paused its non-agency operations in Maryland as a new state regulation requires all parties involved in the mortgage lending process to be a licensed mortgage lender.
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Bumps on the Road to GSE Reform

February 6, 2025
Dennis Hollier
FHFA must turn conservatorship directives into regulations before releasing the GSEs from conservatorship, according to former agency director Mark Calabria. But an explicit guarantee is unnecessary, he said.
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Trump-Led Shake-Up of Federal Agencies Dragging

January 29, 2025
Dennis Hollier and Shannon Clark
The Trump administration’s failure to name acting directors for key federal agencies leaves them either under the control of Biden appointees or without a presidentially appointed leader.
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