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Home » Topics » Inside Mortgage Finance » Legislation

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Trump Administration’s Plans for GSEs Remain Unclear

September 18, 2025
Dennis Hollier
The Trump administration is ramping up discussions regarding reforms to the government-sponsored enterprises but it’s still not clear what the result will be. Whether Congress will take action is also an open question.
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CFPB Expected to Be Constrained Under Trump

August 14, 2025
James Dohnert
The Trump administration is reducing regulation of nonbank lenders, leaving the task to state regulators.
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Grapevine: Trigger Leads Bill Approved; FHA Nomination

August 7, 2025
Brandon Ivey
The bill is now headed to President Trump’s desk; Frank Cassidy nominated for FHA commissioner.
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Housing Legislation With Strong Support Moves in Senate

July 31, 2025
Brandon Ivey
The Mortgage Bankers Association and other groups supported the wide-ranging bill which is aimed at housing affordability. MBA, though, raised some concerns about appraisal reforms included in the package.
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Grapevine: US Bank Sells Low-Rate Mortgages; Tariffs Taking a Toll

July 24, 2025
Brandon Ivey
U.S. Bank sells mortgages originated by Union Bank; tariffs and interest rates; Mr. Cooper starts MSR fund; Congress plans to address housing.
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Mortgage Industry Cheers Tax Breaks in Megabill

July 10, 2025
Brandon Ivey
The One Big Beautiful Bill included a plethora of tax breaks for individuals and businesses. The bill also sharply reduced the CFPB’s budget.
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Mortgage Industry Braces for Trigger Lead Ban

July 10, 2025
Shannon Clark
With Congress poised to limit trigger lead activity, lenders that rely on the leads will have to soon shift how they are conducting business.
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BPC Offers Requirements for GSE Reform

July 3, 2025
Dennis Hollier
Advocates for GSE reform offered the Trump administration some useful guardrails to consider as it plots ending the conservatorships of Fannie and Freddie.
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MBA Sees Many Positives in Senate’s Tax Bill

June 26, 2025
Brandon Ivey
The Mortgage Bankers Association supports many of the housing-related provisions included in the bill proposed last week by Senate Republicans.
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Lawmakers Want to Subsidize Home Renovations

June 26, 2025
Emmeline Willey
There’s some bipartisan support in Congress to establish a tax credit for home renovations in an effort to improve the supply of homes for sale.
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