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Home » Topics » Inside Mortgage Finance » Legislation

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More Innovation Needed to Solve Affordability Issues

October 16, 2025
James Dohnert
Cross-industry coordination will be key to increasing housing affordability, according to industry participants.
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Pulte, Warren Conflict Over GSE Reforms Intensifies

October 16, 2025
Dennis Hollier
FHFA Director Bill Pulte has repeatedly ignored requests for information from Sen. Elizabeth Warren, D-MA, preferring to communicate primarily through his personal X account.
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Grapevine: Senate Approves Housing Bill; Federal Layoffs Halted

October 16, 2025
Brandon Ivey
Senate passes the ROAD to Housing Act; layoffs at HUD, CDFI Fund halted; MBA’s annual conference missing some federal officials.
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Congress to Work on Housing Legislation This Month

October 2, 2025
Brandon Ivey
Housing legislation with strong bipartisan support could move forward in the Senate as soon as this month.
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Trump Administration’s Plans for GSEs Remain Unclear

September 18, 2025
Dennis Hollier
The Trump administration is ramping up discussions regarding reforms to the government-sponsored enterprises but it’s still not clear what the result will be. Whether Congress will take action is also an open question.
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CFPB Expected to Be Constrained Under Trump

August 14, 2025
James Dohnert
The Trump administration is reducing regulation of nonbank lenders, leaving the task to state regulators.
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Grapevine: Trigger Leads Bill Approved; FHA Nomination

August 7, 2025
Brandon Ivey
The bill is now headed to President Trump’s desk; Frank Cassidy nominated for FHA commissioner.
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Housing Legislation With Strong Support Moves in Senate

July 31, 2025
Brandon Ivey
The Mortgage Bankers Association and other groups supported the wide-ranging bill which is aimed at housing affordability. MBA, though, raised some concerns about appraisal reforms included in the package.
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Grapevine: US Bank Sells Low-Rate Mortgages; Tariffs Taking a Toll

July 24, 2025
Brandon Ivey
U.S. Bank sells mortgages originated by Union Bank; tariffs and interest rates; Mr. Cooper starts MSR fund; Congress plans to address housing.
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Mortgage Industry Cheers Tax Breaks in Megabill

July 10, 2025
Brandon Ivey
The One Big Beautiful Bill included a plethora of tax breaks for individuals and businesses. The bill also sharply reduced the CFPB’s budget.
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