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Revised Housing Bill Passes House, Fate in Senate Unclear

May 21, 2026
Brandon Ivey
Versions of the 21st Century ROAD to Housing Act have passed both the House and Senate with broad bipartisan support. However, differences persist.
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Bank Takes Fed to Court Over Cash-Guarantee Mortgage Denial

May 14, 2026
James Dohnert
Canandaigua National Bank claims the Federal Reserve wrongfully rejected its application for offering cash-guarantee mortgages.
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Mortgage Brokers Spill the Beans on Credit Report Costs

April 9, 2026
Dennis Hollier
The Broker Action Coalition is asking its members to bring their credit report bills to the trade group’s Washington fly-in this month so DC politicians can see how much a monopoly costs.
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Grapevine: Flagstar Back in Warehouse Lending; FICO Probe

March 26, 2026
Brandon Ivey
Flagstar offering warehouse loans through partnership; senator investigating FICO; Waters wants conference committee for housing bill.
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Divisions on Housing Bill Increase With Senate Passage

March 19, 2026
Brandon Ivey
Senate last week passed a revised version of legislation aimed at easing housing affordability. House leaders aren’t fully happy with the bill.
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MBA Critical of Housing Bill Ahead of Vote in Senate

March 12, 2026
Brandon Ivey
The Senate is set to vote on legislation aimed at addressing housing affordability. MBA had supported earlier versions of the bill in the House and Senate.
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Gray Areas Linger in Trigger Lead Reform

February 26, 2026
Emmeline Willey
The law banning trigger leads will make consumers less vulnerable to unsolicited credit offers, but the reforms still need some fine-tuning.
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Grapevine: Trump Puts Emphasis on Rates; Mortgage Applications Level

February 26, 2026
Brandon Ivey
No new housing initiatives from President Trump; mortgage applications steady; home prices increase modestly in 2025; Democrats in Senate introduce bill aimed at limiting SFR institutional investors.
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Congress Returns to the Conservatorship Debate

February 19, 2026
Dennis Hollier
House Republicans said they’re drafting legislation that would end the conservatorships of Fannie Mae and Freddie Mac.
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GSEs Seen as Poorly Positioned to Help With Affordability

February 12, 2026
Dennis Hollier
Former Freddie CEO believes most prospective remedies to the affordability crisis will benefit only borrowers who don’t need the help.
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