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Grapevine: Housing Bill Limbo; Credit Scoring Developments

July 9, 2026
Brandon Ivey
President Trump has until July 10 to take action on housing bill; GSEs release data on FICO 10T; CFPB seeks feedback on mortgage disclosures and borrowers’ right of rescission; interest rate outlook.
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Congress Set to Pass Wide-Ranging Housing Bill

June 18, 2026
Brandon Ivey
Leaders in the Senate and House reached an agreement this week on the 21st Century ROAD to Housing Act.
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Pulte Intelligence Role Faces Backlash From All Sides

June 11, 2026
Dennis Hollier
Critics say the FHFA director is woefully underqualified to lead national intelligence. The impact on FHFA is also unclear.
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Grapevine: CFPB ECOA Rule Challenged; FHA Sticks With Tri-Merge

May 28, 2026
Brandon Ivey
A lawsuit seeks to block a new CFPB rule loosening anti-discrimination regulations; FHA will continue to use the tri-merge credit pull process; bill passed by House would increase fees on VA home loans to pay for expanded benefits for veterans; delinquencies stay firm in April.
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Revised Housing Bill Passes House, Fate in Senate Unclear

May 21, 2026
Brandon Ivey
Versions of the 21st Century ROAD to Housing Act have passed both the House and Senate with broad bipartisan support. However, differences persist.
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Bank Takes Fed to Court Over Cash-Guarantee Mortgage Denial

May 14, 2026
James Dohnert
Canandaigua National Bank claims the Federal Reserve wrongfully rejected its application for offering cash-guarantee mortgages.
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Mortgage Brokers Spill the Beans on Credit Report Costs

April 9, 2026
Dennis Hollier
The Broker Action Coalition is asking its members to bring their credit report bills to the trade group’s Washington fly-in this month so DC politicians can see how much a monopoly costs.
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Grapevine: Flagstar Back in Warehouse Lending; FICO Probe

March 26, 2026
Brandon Ivey
Flagstar offering warehouse loans through partnership; senator investigating FICO; Waters wants conference committee for housing bill.
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Divisions on Housing Bill Increase With Senate Passage

March 19, 2026
Brandon Ivey
Senate last week passed a revised version of legislation aimed at easing housing affordability. House leaders aren’t fully happy with the bill.
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MBA Critical of Housing Bill Ahead of Vote in Senate

March 12, 2026
Brandon Ivey
The Senate is set to vote on legislation aimed at addressing housing affordability. MBA had supported earlier versions of the bill in the House and Senate.
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